Chester County property record for 45 Overlook Cir, Berwyn, PA 19312
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 2,234 sqft · built 1995 |
| Lot Size | 0.051 acres (2,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Apr 1996) |
| Tax Bill | $792 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-9-244 |
| Primary APN | 43-9-244 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,234 sqft Living Area |
| Gross Area | 2,474 sqft |
| Basement Area | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,234 sqft (0.051 acres) |
| View / Lot | Apt/Condo Complex |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 OVERLOOK CIR |
|---|---|
| City | BERWYN |
| State | PA |
| Zip | 19312-2531 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R4 |
| Legal Description | UNIT 45 & DWG |
| Legal Subdivision | DAYLESFORD LAKE |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | TREDYFFRIN |
| Census Block Group | 8 |
| Census Block | 8002 |
| Census Tract | 300107 |
45 Overlook Cir, a condominium, is owned and occupied by an individual who bought it in April 1996.
Source: Chester County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 1996 · Amount on File |
| Deed Sale | Apr 29, 1996 · Amount on File |
| Deed Document Number | 199624013 |
| Deed Book / Page | 4023 / 2146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 45 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Document Number | 0108441375 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 10844/1375 |
| Instrument | 11915469 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | SWARTHMORE, PA 19081 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 45 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0104730589 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 10473/589 |
| Instrument | 11814148 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 45 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096310232 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 9631/232 |
| Instrument | 11571253 |
| Name | PHH MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 45 Overlook Cir was $792.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Tredyffrin Township |
| Unified School District | Tredyffrin-Easttown School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $792.00 | $202,610 Land $40,480 Building $162,130 | $202,610 Land $40,480 Building $162,130 |
| 2024 | $7,136.00 | $202,610 Land $40,480 Building $162,130 | |
| 1998 | $202,610 Land $40,480 Building $162,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Overlook Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Overlook Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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