Chester County property record for 38 Overlook Cir, Berwyn, PA 19312
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 3,849 sqft · built 1997 |
| Lot Size | 0.223 acres (9,690 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Nov 2019) |
| Tax Bill | $989 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-9-237 |
| Primary APN | 43-9-237 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,849 sqft Living Area |
| Gross Area | 4,089 sqft |
| Basement Area | 945 sqft |
| Finished Basement | 945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,690 sqft (0.223 acres) |
| View / Lot | Apt/Condo Complex |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 OVERLOOK CIR |
|---|---|
| City | BERWYN |
| State | PA |
| Zip | 19312-2531 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R4 |
| Legal Description | UNIT 38 & DWG |
| Legal Subdivision | DAYLESFORD LAKE CONDO |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | TREDYFFRIN |
| Census Block Group | 8 |
| Census Block | 8002 |
| Census Tract | 300107 |
38 Overlook Cir, a condominium, is owned and occupied by two individuals who bought it in November 2019.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2017 | Deed of Trust, Mortgage · ARM PENTAGON FCU |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 6, 2019 | Grant Deed, Transfer · Conventional Mortgage PROVIDENT FNDG |
| Apr 30, 2019 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2019 · Amount on File |
| Deed Sale | Nov 6, 2019 · Amount on File |
| Prior Sale | Apr 30, 2019 · Amount on File |
| Deed Document Number | 201911697922 |
| Deed Book / Page | 10035 / 2353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 38 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PENFED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0095112320 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 9511/2320 |
| Instrument | 11534011 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.87% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 38 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Document Number | 0102490787 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN ABSTRACT/PA |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 OVERLOOK CIR BERWYN PA 193122531, BERWYN, PA 19312-2531 |
| Document Number | 0102490787 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 010249/000787 |
| Instrument | 11755767 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Nov 6, 2019 |
| Property Address | 38 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Document Number | 0100352353 |
| Book / Page | 010035 / 002353 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 11697922 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2019 |
| Title Company | BRANDYWINE ABSTRACT COMPANY LP, BRANDYWINE ABS CO LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 OVERLOOK CIR BERWYN PA 193122531, BERWYN, PA 19312-2531 |
| Document Number | 100352358 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 010035/002358 |
| Instrument | 11697923 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Apr 30, 2019 |
| Property Address | 38 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Document Number | 0099160372 |
| Book / Page | 9916 / 0372 |
| Map Reference | MB 9656 PG 1754 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 11662975 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | CRESCENT ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 OVERLOOK CIR, BERWYN, PA 19312-2531 |
| Document Number | 0011662976 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 11662976 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2034 |
The 2026 property tax bill for 38 Overlook Cir was $989.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Tredyffrin Township |
| Unified School District | Tredyffrin-Easttown School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $989.00 | $252,970 Land $56,630 Building $196,340 | $252,970 Land $56,630 Building $196,340 |
| 2024 | $8,910.00 | $252,970 Land $56,630 Building $196,340 | |
| 1998 | $252,970 Land $56,630 Building $196,340 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 38 Overlook Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Overlook Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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