Lee County property record for 45 Oster Ct, Captiva, FL 33924 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,504 sqft · built 1979 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (May 2009) |
| Tax Bill | $12,076 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 35-45-21-00-00005.0450 |
| Primary APN | 35-45-21-00-00005.0450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,504 sqft Living Area |
| Gross Area | 2,908 sqft |
| 1st Floor Area | 1,138 sqft |
| Upper Floors Area | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,704 sqft (0.108 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 228 sqft |
| Deck Area | 130 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10004701 |
|---|---|
| Street Address | 45 OSTER CT |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET CAPTIVA UNREC LOT 45 DESC OR 1333 PG 1683 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 35 |
| Legal Subdivision | SUNSET CAPTIVA |
| Legal Tract | 00 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 80100 |
Source: Lee County records · APN 35-45-21-00-00005.0450
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 577, CAPTIVA, FL 33924-0577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2009 · Amount on Record |
| Deed Sale | May 21, 2009 · Amount on Record |
| Prior Sale | Jun 09, 2004 · Amount on Record |
| Deed Document Number | 2009139093 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 45 OSTER CT, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45 OSTER CT, CAPTIVA, FL 33924 |
| Document Number | 0000265821 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020000265821 |
| Name | SANIBEL CAPTIVA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SANIBEL, FL 33957 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,076.00 (+2.02%) Homeowner's exemption | $896,404 (+5.99%) | $1,098,076 (-13.73%) Land $844,421 Building $253,655 |
| 2023 | $11,837.00 (+7.03%) Homeowner's exemption | $845,768 (+3%) | $1,272,850 (+19.14%) Land $648,546 Building $624,304 |
| 2022 | $11,060.00 Homeowner's exemption | $821,134 | $1,068,343 Land $787,200 Building $281,143 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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