Lee County property record for 42 Oster Ct, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,560 sqft · built 1980 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000,000 (May 2021) |
| Tax Bill | $14,760 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 35-45-21-00-00005.0420 |
| Primary APN | 35-45-21-00-00005.0420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,692 sqft |
| 1st Floor Area | 720 sqft |
| Upper Floors Area | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 5,445 sqft (0.125 acres) |
| Garage Type | Carport |
| Garage Area | 122 sqft |
| Carport | Carport |
| Carport Area | 122 sqft |
| Porch | Florida Room |
| Porch Area | 402 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10004698 |
|---|---|
| Street Address | 42 OSTER CT |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | SUNSET CAPTIVA UNREC LOT 42 DESC OR 1343 PG 1114 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 35 |
| Legal Subdivision | SUNSET CAPTIVA |
| Legal Tract | 00 |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 80100 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 482, BUFFALO, NY 14223-0482 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK |
| May 20, 2021 | Warranty Deed, Transfer SUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TTL SVCS OF SANIBEL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on Record |
| Deed Sale | May 20, 2021 · Amount on Record |
| Deed Document Number | 2021166439 |
| Prior Transfer Date | Apr 9, 2005 |
| Prior Transfer Doc | 0047723961 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 42 OSTER CT, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 242 N PARK AVE, BUFFALO, NY 14216-2456 |
| Document Number | 0000319147 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021000319147 |
| Name | SANIBEL CAPTIVA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SANIBEL, FL 33957 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 7.37% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 20, 2021 |
| Property Address | 42 OSTER CT, CAPTIVA, FL 33924 |
| Document Number | 0000166439 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021000166439 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | SUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TTL SVCS OF SANIBEL |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 RIVERVIEW DR, 407, THIENSVILLE, WI 53092-1715 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 482, BUFFALO, NY 14223-0482 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $898,489 (-14.3%) Land $809,367 Building $89,122 | $898,489 (-14.3%) Land $809,367 Building $89,122 | |
| 2025 | $14,760.00 (-5.83%) | $1,048,366 (-7.72%) Land $957,010 Building $91,356 | $1,048,366 (-7.72%) Land $957,010 Building $91,356 |
| 2023 | $15,673.00 (+19.63%) | $1,136,023 (+21.85%) Land $697,298 Building $438,725 | $1,136,023 (+21.85%) Land $697,298 Building $438,725 |
| 2022 | $13,101.00 | $932,307 Land $787,200 Building $145,107 | $932,307 Land $787,200 Building $145,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures