43 Oster Ct, Captiva, FL 33924 Property Records

Lee County property record for 43 Oster Ct, Captiva, FL 33924 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,664 sqft · built 1980
Lot Size	0.124 acres (5,390 sqft)
Owner	2 Company Names on File
Last Sale	$812,500 (Aug 2017)
Tax Bill	$14,699 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`35-45-21-00-00005.0430`

Property Details

APN / Parcel Number

Primary APN	`35-45-21-00-00005.0430`
Alternative APNs	`21354500000050430` `10004699`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	720 sqft
Upper Floors Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,390 sqft (0.124 acres)
Garage Type	Carport
Garage Area	389 sqft
Carport	Carport
Carport Area	389 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	643 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10004699
Street Address	43 OSTER CT
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET CAPTIVA UNREC LOT 43 DESC OR 1356 PG 1334
Legal Range	21E
Legal Township	45S
Legal Section	35
Legal Subdivision	SUNSET CAPTIVA
Legal Tract	00
Legal Block	1
Legal Lot Number	43
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1051
Census Tract	80100

Owner

Source: Lee County records · APN 35-45-21-00-00005.0430

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	18325 PINHOOK HOLLOW DR, WILDWOOD, MO 63069-3315
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Prior Sale	Mar 31, 2015 · Amount on Record
Deed Document Number	2017187419
Record Updated	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 30, 2017
Property Address	43 OSTER CT, CAPTIVA, FL 33924
Document Number	0000187419
Instrument Date	Aug 30, 2017
Instrument	2017000187419
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,687.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 28, BRISTOL, RI 02809-0028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18325 PINBOOK HOLLOW DR, WILDWOOD, MO 63069-3315

Mortgage

Document Number	0000187420
Date	Aug 30, 2017
Instrument	2017000187420

Lender

Name	AMERICAN MOMENTUM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2032

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,699.00 (+7.24%)	$1,031,599 (-1.79%)	$1,063,816 (+1.28%) Land $957,010 Building $106,806
2023	$13,707.00 (+18.4%)	$1,050,383 (+19.3%) Land $694,726 Building $355,657	$1,050,383 (+19.3%) Land $694,726 Building $355,657
2022	$11,577.00	$880,426 Land $787,200 Building $93,226	$880,426 Land $787,200 Building $93,226

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 774 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured (83 under condo master policies) 118 of 774 individual policies on primary residences
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024, other causes
Flood Events	Hurricane Milton (Oct 2024), 269 claims Hurricane Ian (Oct 2022), 239 claims Hurricane Ian (Oct 2022), 230 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.