45 Ocean St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 45 Ocean St, Lynn, MA 01902 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	2 Baths
Architecture Style	Condo/Apartment
Year Built	Built 1910
Square Footage	865 sqft Living Area
Lot Size	3,890 sqft (0.089 acres)
Tax Bill	$2,640.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`B:103 L:548 S:016-001`
Alternative APN	`LYNN M:103 B:548 L:016 S:001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	865 sqft Living Area
Gross Area	1,310 sqft Gross Area
Basement Area	301 sqft Basement
Unfinished Basement	301 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Condo/Apartment Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	3,890 sqft (0.089 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	45 OCEAN ST
City	LYNN
State	MA
Zip	01902-2024
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Block	548
Legal Lot Number	16
Jurisdiction	LYNN MA
Minor Civil Division	LYNN
Census Blockgroup	2
Census Block	2004
Census Tract	206600

Owner

Source: Essex County and Lynn City records · APN B:103 L:548 S:016-001

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2 N HILL DR, LYNNFIELD, MA 01940-1041
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2009
Deed Sale	Mar 27, 2009
Prior Sale	Jul 14, 2008 · Amount on Record
Deed Doc Number	2009497245
Transfer Doc	497245
Record Refreshed	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	45 OCEAN ST, LYNN, MA 01902-2024
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000630031
Date	Oct 12, 2021
Instrument	630031

Lender

Name	WAKEFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 01, 2031
Index	1-Year CMT

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (+4.1%)	$254,800 (+5.81%) Building $254,800	$426,455
2024	$2,536.00 (+2.01%)	$240,800 (+7.98%) Building $240,800
2023	$2,486.00	$223,000 Building $223,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.