54 Ocean St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 54 Ocean St, Lynn, MA 01902 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Triplex
Bedrooms6 Beds
Bathrooms4 Baths
Year BuiltBuilt 1964
Square Footage2,716 sqft Living Area
Lot Size3,010 sqft (0.069 acres)
OccupancyOwner Occupied
Last Sale$330,000 (2015)
Tax Bill$7,609.00 (2025)

Property Details

APN / Parcel Number

Primary APNB:102 L:552 S:033
Alternative APN
  • LYNN M:102 B:552 L:033

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms15 Rooms
Units3 Units
Building Area2,716 sqft Living Area
Gross Area4,505 sqft Gross Area
Basement Area1,079 sqft Basement
Unfinished Basement1,079 sqft Unfinished
Stories3 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1964
Architectural StyleTriplex Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area3,010 sqft (0.069 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address54 OCEAN ST
CityLYNN
StateMA
Zip01902-2040
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Triplex
Legal Block552
Legal Lot Number33
JurisdictionLYNN MA
Minor Civil DivisionLYNN
Census Blockgroup2
Census Block2006
Census Tract206600

Owner

Source: Essex County and Lynn City records · APN B:102 L:552 S:033

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address54 OCEAN ST, LYNN, MA 01902-2040
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Jan 02, 2026Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Nov 10, 2021Deed of Trust, Mortgage · Stand Alone Refinance
MORTGAGE EQUITY PARTNERS LLC
Feb 12, 2025Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
SPRING EQ LLC
Nov 10, 2021Deed of Trust, Mortgage · Stand Alone Refinance
MORTGAGE EQUITY PARTNERS LLC
Jul 28, 2020Deed of Trust, Mortgage · Balloon Payment
EASTERN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2015 · Amount on Record
Deed SaleApr 14, 2015 · Amount on Record
Prior SaleSep 29, 2006 · Amount on Record
Deed Book / Page33981 / 544
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address54 OCEAN ST, LYNN, MA 01902-2040
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041475-114
DateMar 14, 2023
Book Page41475/114
Instrument20230314001350
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address54 OCEAN ST, LYNN, MA 01902-2040
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043160-402
DateJan 02, 2026
Book Page43160/402
Instrument20260102000060
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address54 OCEAN ST, LYNN, MA 01902-2040
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040470-489
DateNov 10, 2021
Book Page40470/489
Instrument20211110001560
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address54 OCEAN ST, LYNN, MA 01902-2040
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042571-65
DateFeb 12, 2025
Book Page42571/65
Instrument20250212000160
Lender
NameSPRING EQ LLC
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term241 Months
DueMar 01, 2045

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address54 OCEAN ST, LYNN, MA 01902-2040
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40470-489
DateNov 10, 2021
Book Page40470/489
Instrument20211110001560
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address54 OCEAN ST, LYNN, MA 01902-2040
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38758-473
DateJul 28, 2020
Book Page38758/473
Instrument20200728003030
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeBalloon Payment
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,609.00 (-2.37%)$734,500 (-0.77%) Land $195,600 Building $538,900
2024$7,794.00 (+4.56%)$740,200 (+10.73%) Land $207,300 Building $532,900
2023$7,454.00$668,500 Land $192,100 Building $476,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Diamond Historic District
listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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