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38 Ocean St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 38 Ocean St, Lynn, MA 01902 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,278 sqft · built 1900
Lot Size0.051 acres (2,204 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Jun 2019)
Tax Bill$4,661 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB:102 L:552 S:035

Property Details

APN / Parcel Number

Primary APNB:102 L:552 S:035
Alternative APN
  • LYNN M:102 B:552 L:035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,278 sqft Living Area
Gross Area2,246 sqft
Basement Area684 sqft
Unfinished Basement684 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1904
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area2,204 sqft (0.051 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address38 OCEAN ST
CityLYNN
StateMA
Zip01902-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Subdivision147-149 FRANKLIN ST
Legal Block552
Legal Lot Number35
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group2
Census Block2006
Census Tract206600

Owner

Source: Essex County and Lynn City records · APN B:102 L:552 S:035

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 OCEAN ST, LYNN, MA 01902-2005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 05, 2019Quit Claim Deed, Transfer · FHA Mortgage
RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2019 · Amount on Record
Deed SaleJun 05, 2019 · Amount on Record
Prior SaleJan 04, 2007 · Amount on Record
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address38 OCEAN ST, LYNN, MA 01902-2005
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039934-305
DateJun 01, 2021
Book Page39934/305
Instrument20210601002290
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNN MA
Recording DateJun 05, 2019
Property Address38 OCEAN ST, LYNN, MA 01902-2005
Document Number37564-341
Book / Page37564 / 341
Instrument DateJun 03, 2019
Instrument20190605001370
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 LONDON ST APT 2, 2, BOSTON, MA 02128-3041

Mortgage

Document Number190605001380
DateJun 05, 2019
Instrument190605001380
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,661.00 (+1.52%)$449,900 (+3.19%) Land $190,400 Building $259,500$501,505
2024$4,591.00 (+4.72%)$436,000 (+10.89%) Land $201,700 Building $234,300
2023$4,384.00$393,200 Land $186,900 Building $206,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092066002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1979–2018)
Claims Outside the SFHA3 of 11
Most Recent ClaimAug 2018, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Diamond Historic District
listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,019 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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