45 Oak Valley Dr, Novato, CA 94947 Property Records

Marin County property record for 45 Oak Valley Dr, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,888 sqft · built 1988
Lot Size	1.15 acres (50,096 sqft)
Owner	2 Company Names on Record
Last Sale	$1,400,000 (Sep 2019)
Tax Bill	$19,644 (2025)
Deeds & Mortgages	Dec 2022 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125-441-11`

Property Details

APN / Parcel Number

Primary APN	`125-441-11`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,888 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Lot Area	50,096 sqft
Garage Area	904 sqft
Parking Spaces	4 Parking Spaces
Deck Area	351 sqft
Patio Area	351 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	45 OAK VALLEY DR
City	NOVATO
State	CA
Zip	94947-1964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37
Legal Subdivision	VERISSIMO VALLE 02
Legal Tract	2
Legal Lot Number	37
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	2
Census Block	2011
Census Tract	103100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 OAK VALLEY DR, NOVATO, CA 94947-1964
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Intrafamily Transfer, Transfer
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 10, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Sep 23, 1994 · Amount on Record
Deed Document Number	201932827
Last Transfer Date	Nov 22, 2022
Transfer Doc	0000039271
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Dec 2, 2022
Property Address	45 OAK VALLEY DR, NOVATO, CA 94947-1964
Document Number	0000039271
Map Reference	VOL 20 PG 2
Instrument Date	Nov 22, 2022
Instrument	2022-0039271
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	45 OAK VALLEY DR, NOVATO, CA 94947-1964

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	45 OAK VALLEY DR, NOVATO, CA 94947-1964
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAK VALLEY DR, NOVATO, CA 94947-1964

Mortgage

Document Number	0000007113
Date	Feb 24, 2022
Instrument	2022-0007113

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	45 OAK VALLEY DR, NOVATO, CA 94947-1964
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAK VALLEY DR, NOVATO, CA 94947-1964

Mortgage

Document Number	0000061041
Date	Oct 4, 2021
Instrument	2021-0061041

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Sep 10, 2019
Property Address	45 OAK VALLEY DR, NOVATO, CA 94947-1964
Document Number	0000032827
Map Reference	VOL 20 PG 2
Instrument Date	Aug 21, 2019
Instrument	2019-0032827
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45 OAK VALLEY DR, NOVATO, CA 94947-1964

Mortgage

Document Number	0000032828
Date	Sep 10, 2019
Instrument	2019-0032828

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,599,418 (+2%) Land $892,400 Building $707,018
2025	$19,644.00 (+3.6%) Homeowner's exemption	$1,568,061 (+4.04%) Land $874,904 Building $693,157
2023	$18,961.00 (+6.45%) Homeowner's exemption	$1,507,182 Land $840,936 Building $666,246
2022	$17,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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