43 Oak Valley Dr, Novato, CA 94947 Property Records

Marin County property record for 43 Oak Valley Dr, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,150 sqft · built 1989
Lot Size	1.53 acres (67,082 sqft)
Owner	2 Company Names on Record
Last Sale	$3,400,000 (May 2026)
Tax Bill	$31,027 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`125-441-12`

Property Details

APN / Parcel Number

Primary APN	`125-441-12`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	4,150 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Lot Area	67,082 sqft
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Pool Area	659 sqft
Deck Area	937 sqft
Patio Area	1,597 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	43 OAK VALLEY DR
City	NOVATO
State	CA
Zip	94947-1964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38
Legal Subdivision	VERISIMMO VALLE 02
Legal Tract	2
Legal Lot Number	38
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	2
Census Block	2011
Census Tract	103100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
May 18, 2026	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO
Jul 20, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE
Apr 25, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Mar 27, 2025 · Amount on Record
Deed Document Number	202614694
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	0000046798
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964

Mortgage

Document Number	0000058438
Date	Sep 21, 2021
Instrument	2021-0058438

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	8%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055437
Date	Sep 3, 2021
Instrument	2021-0055437

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029530
Date	Nov 2, 2023
Instrument	2023-0029530

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	333 Months
Due	Aug 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	May 18, 2026
Property Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964
Document Number	0000014694
Instrument Date	May 11, 2026
Instrument	202614694
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964

Mortgage

Document Number	0000014695,
Date	May 18, 2026
Instrument	202614695

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Jul 20, 2021
Property Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964
Document Number	0000046798
Map Reference	VOL 20 PG 2
Instrument Date	Jul 12, 2021
Instrument	2021-0046798
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964
Document Number	0000021724
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	43 OAK VALLEY DR NOVATO CA 949471964, NOVATO, CA 94947-1964

Mortgage

Document Number	0000021724
Date	Jun 2, 2020
Instrument	21724

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	43 OAK VALLEY DR, NOVATO, CA 94947-1964
Document Number	0000021525
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	43 OAK VALLEY DR NOVATO CA 949471964, NOVATO, CA 94947-1964

Mortgage

Document Number	0000021525
Date	Jun 1, 2020
Instrument	21525

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,291,540 (+30.44%) Land $1,938,000 Building $1,353,540
2025	$31,027.00 (+5.38%)	$2,523,354 (+4.04%) Land $1,113,664 Building $1,409,690
2023	$29,442.00 (+0.94%)	$2,425,390 Land $1,070,429 Building $1,354,961
2022	$29,169.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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