Westerly Town property record for 45 Oak St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1962 |
| Square Footage | 2,194 sqft Living Area |
| Lot Size | 73,518 sqft (1.68 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2018) |
| Tax Bill | $3,746.00 (2025) |
| Primary APN | WEST M:47 B:191 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 4,382 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 73,518 sqft (1.68 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 4138950 |
|---|---|
| Street Address | 45 OAK ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1739 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 191 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 50801 |
Source: Westerly Town records · APN WEST M:47 B:191
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 OAK ST, WESTERLY, RI 02891-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Apr 29, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance WESTERLY COMMUNITY CU |
| Sep 28, 2018 | Trustee's Deed, Transfer · Conventional Mortgage WESTERLY CMNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Deed Doc Number | 20184090 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 45 OAK ST, WESTERLY, RI 02891-1739 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-5428 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 2021/5428 |
| Instrument | 2021-1182 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 45 OAK ST, WESTERLY, RI 02891-1739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020-7696 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 2020/7696 |
| Instrument | 2020-1775 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 28, 2018 |
| Property Address | 45 OAK ST, WESTERLY, RI 02891-1739 |
| Document Number | 2018-6265 |
| Book / Page | 002018 / 016265 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 4090 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 45 OAK ST WESTERLY RI 028911739, WESTERLY, RI 02891-1739 |
| Document Number | 2018-6272 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 002018/016272 |
| Instrument | 4091 |
| Name | WESTERLY CMNTY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,746.00 (-5.12%) | $481,500 (+23.91%) Land $147,500 Building $334,000 |
| 2023 | $3,948.00 (+0.59%) | $388,600 (-) Land $110,400 Building $278,200 |
| 2022 | $3,925.00 | $388,600 Land $110,400 Building $278,200 |
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