38 Oak St, Westerly, RI 02891 Property Records

Westerly Town property record for 38 Oak St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1910
Square Footage	1,938 sqft Living Area
Lot Size	9,049 sqft (0.208 acres)
Occupancy	Owner Occupied
Last Sale	$399,000 (2023)
Tax Bill	$2,977.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:47 B:144`
Alternative APNs	`M:047 B:144 L` `7091410`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Building Area	1,938 sqft Living Area
Gross Area	3,928 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,049 sqft (0.208 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	7091410
Street Address	38 OAK ST
City	WESTERLY
State	RI
Zip	02891-1741
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	144
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	2
Census Block	2001
Census Tract	50801

Owner

Source: Westerly Town records · APN WEST M:47 B:144

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 OAK ST, WESTERLY, RI 02891-1741
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Prior Sale	Jul 06, 1998 · Amount on Record
Deed Doc Number	2023224
Deed Book / Page	2023 / 794
Record Refreshed	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jan 26, 2023
Property Address	38 OAK ST, WESTERLY, RI 02891-1741
Document Number	002023-794
Book / Page	2023 / 794
Instrument Date	Jan 24, 2023
Instrument	2023-224
Transaction Type	Transfer
Record Updated	Feb 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common

Mortgage

Document Number	0002023225
Date	Jan 26, 2023
Instrument	2023-225

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,977.00 (+23.63%)	$382,600 (+61.43%) Land $145,000 Building $237,600
2023	$2,408.00 (+0.58%)	$237,000 (-) Land $103,800 Building $133,200
2022	$2,394.00	$237,000 Land $103,800 Building $133,200

Flood & Wildfire

38 Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.