Westerly Town property record for 41 Oak St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,234 sqft · built 1915 |
| Lot Size | 1.47 acres (64,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Nov 2022) |
| Tax Bill | $4,201 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jan 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:47 B:193 |
| Primary APN | WEST M:47 B:193 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,234 sqft Living Area |
| Gross Area | 3,861 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,370 sqft (1.47 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9005620 |
|---|---|
| Street Address | 41 OAK ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 193 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 50801 |
Source: Westerly Town records · APN WEST M:47 B:193
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 OAK ST, WESTERLY, RI 02891-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANKNEWPORT |
| Jan 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU |
| Sep 19, 2018 | Warranty Deed, Transfer · Conventional with PMI CHARTER OAK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2022 · Amount on Record |
| Deed Sale | Nov 09, 2022 · Amount on Record |
| Prior Sale | Sep 19, 2018 · Amount on Record |
| Deed Document Number | 20224654 |
| Deed Book / Page | 2022 / 19162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 09, 2022 |
| Property Address | 41 OAK ST, WESTERLY, RI 02891-1739 |
| Document Number | 2022-19162 |
| Book / Page | 2022 / 19162 |
| Instrument Date | Nov 08, 2022 |
| Instrument | 2022-4654 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 OAK ST, WESTERLY, RI 02891-1739 |
| Document Number | 0020224655 |
|---|---|
| Date | Nov 09, 2022 |
| Instrument | 2022-4655 |
| Name | BANKNEWPORT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Dec 01, 2027 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Number | 2022-19178 |
|---|---|
| Date | Nov 09, 2022 |
| Book Page | 2022/19178 |
| Instrument | 2022-4656 |
| Name | BANKNEWPORT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 41 OAK ST, WESTERLY, RI 02891-1739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019-1055 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 2019/1055 |
| Instrument | 280 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Feb 01, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 19, 2018 |
| Property Address | 41 OAK ST, WESTERLY, RI 02891-1739 |
| Document Number | 2018-5535 |
| Book / Page | 002018 / 015535 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 3919 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 ORK ST WESTERLY RI 02891, WESTERLY, RI 02891 |
| Document Number | 2018-5538 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 002018/015538 |
| Instrument | 3920 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
| Rate | 2.99% |
|---|
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,201.00 (+6.27%) | $540,000 (+38.78%) Land $154,900 Building $385,100 |
| 2023 | $3,953.00 (+3%) | $389,100 (+2.39%) Land $113,700 Building $275,400 |
| 2022 | $3,838.00 | $380,000 Land $113,700 Building $266,300 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 442 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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