York County property record for 45 Oak Leaf Rd, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,934 sqft · built 1979 |
| Lot Size | 0.361 acres (15,730 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Nov 2017) |
| Tax Bill | $2,001 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 577-05-01-009 |
| Primary APN | 577-05-01-009 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| Gross Area | 2,758 sqft |
| 1st Floor Area | 1,934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,730 sqft (0.361 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 340 sqft |
| Street Address | 45 OAK LEAF RD |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-8972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCI |
| Legal Description | LT 45 SEC VI |
| Legal Subdivision | RIVER HILLS |
| Legal Lot Number | 45 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 61710 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 OAK LEAF RD, CLOVER, SC 29710-8972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 30, 2017 | Deed, Transfer · Conventional Mortgage CLOVER COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on Record |
| Deed Sale | Nov 30, 2017 · Amount on Record |
| Deed Document Number | 201751360 |
| Deed Book / Page | 16716 / 177 |
| Prior Transfer Date | Apr 24, 2013 |
| Prior Transfer Doc | 1338600223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 45 OAK LEAF RD, CLOVER, SC 29710-8972 |
| Document Number | 1727800372 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 45 OAK LEAF RD CLOVER SC 297108972, CLOVER, SC 29710-8972 |
| Document Number | 1727800372 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 017278/000372 |
| Instrument | 48752 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Nov 30, 2017 |
| Property Address | 45 OAK LEAF RD, CLOVER, SC 29710-8972 |
| Document Number | 1671600177 |
| Book / Page | 16716 / 177 |
| Map Reference | MB 96 PG 471 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 201700051360 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,202.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 OAK LEAF RD, CLOVER, SC 29710-8972 |
| Document Number | 201700051361 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 201700051361 |
| Name | CLOVER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 20, 2018 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,001.00 (+8.69%) | $14,619 (+15%) Land $4,580 Building $10,039 | $478,800 (+50.66%) Land $150,000 Building $328,800 |
| 2023 | $1,841.00 | $12,712 Land $4,600 Building $8,112 | $317,811 Land $115,000 Building $202,811 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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