12 Oak Leaf Rd, Clover, SC 29710 Property Records

York County property record for 12 Oak Leaf Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,299 sqft · built 1997
Lot Size	0.405 acres (17,629 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Aug 2020)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`577-02-01-022`

Property Details

APN / Parcel Number

Primary APN	`577-02-01-022`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,299 sqft Living Area
Gross Area	2,973 sqft
1st Floor Area	1,084 sqft
2nd Floor Area	1,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,629 sqft (0.405 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	286 sqft

Location & Zoning

Street Address	12 OAK LEAF RD
City	CLOVER
State	SC
Zip	29710-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LT 22 SEC V
Legal Subdivision	RIVER HILLS
Legal Lot Number	22
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2019
Census Tract	61710

Owner

Source: York County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 OAK LEAF RD, CLOVER, SC 29710-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Nov 30, 2022	Intrafamily Transfer, Transfer
Aug 5, 2020	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Jul 8, 2008 · Amount on Record
Deed Document Number	202035358
Deed Book / Page	18475 / 112
Last Transfer Date	Nov 30, 2022
Transfer Doc	2052300203
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	Jun 1, 2026
Property Address	12 OAK LEAF RD, CLOVER, SC 29710-8914
Document Number	2261400396
Book / Page	22614 / 396
Instrument Date	May 21, 2026
Instrument	202619125
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	12 OAK LEAF RD, CLOVER, SC 29710-8914

Mortgage

Document Number	0000019125,
Date	Jun 1, 2026
Book Page	22614/396
Instrument	202619125

Lender

Name	SOUTH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Nov 30, 2022
Property Address	12 OAK LEAF RD, CLOVER, SC 29710-8914
Document Number	2052300203
Book / Page	20523 / 203
Map Reference	MB 37 PG 137
Instrument Date	May 12, 2022
Instrument	2022049653
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12 OAK LEAF RD, LAKE WYLIE, SC 29710-8914

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Aug 5, 2020
Property Address	12 OAK LEAF RD, LAKE WYLIE, SC 29710-8914
Document Number	1847500112
Book / Page	18475 / 112
Map Reference	MB D-330 PG 6
Instrument Date	Jul 30, 2020
Instrument	2020035358
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OAK LEAF RD, LAKE WYLIE, SC 29710-8914

Mortgage

Document Number	2020035359
Date	Aug 5, 2020
Instrument	2020035359

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,688.00 (+8.65%)	$19,636 (+15%) Land $3,449 Building $16,187	$569,300 (+33.36%) Land $100,000 Building $469,300
2023	$2,474.00	$17,075 Land $3,000 Building $14,075	$426,878 Land $75,000 Building $351,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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