15 Oak Leaf Rd, Clover, SC 29710 Property Records

York County property record for 15 Oak Leaf Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,017 sqft · built 1975
Lot Size	0.507 acres (22,102 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (May 2023)
Tax Bill	$3,403 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`577-02-01-027`

Property Details

APN / Parcel Number

Primary APN	`577-02-01-027`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,017 sqft Living Area
Gross Area	5,341 sqft
1st Floor Area	2,043 sqft
Basement Area	1,974 sqft
Finished Basement	1,974 sqft
Unfinished Basement	1,974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	22,102 sqft (0.507 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	862 sqft
Patio Area	862 sqft

Location & Zoning

Street Address	15 OAK LEAF RD
City	CLOVER
State	SC
Zip	29710-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LT 27 SEC V
Legal Subdivision	RIVER HILLS
Legal Lot Number	27
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2016
Census Tract	61710

Owner

Source: York County records · APN 577-02-01-027

Assessment roll updated November 17, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 OAK LEAF RD, CLOVER, SC 29710-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2023 · Amount on Record
Deed Sale	May 02, 2023 · Amount on Record
Prior Sale	May 27, 2003 · Amount on Record
Deed Document Number	202312879
Deed Book / Page	20734 / 447
Prior Transfer Date	Jun 06, 2013
Prior Transfer Doc	1347500193
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	May 02, 2023
Property Address	15 OAK LEAF RD, CLOVER, SC 29710-8914
Document Number	2073400447
Book / Page	20734 / 447
Map Reference	MB 73 PG 12
Instrument Date	Apr 27, 2023
Instrument	2023012879
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,664.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 OAK LEAF RD, CLOVER, SC 29710-8914

Mortgage

Document Number	2023012880
Date	May 02, 2023
Instrument	2023012880

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 01, 2028
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Margin	2
Max Rate	10.5%

Tax Assessment & Valuation

Source: York County records · Assessment roll updated November 17, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,403.00 (+91.61%)	$24,864 (+74.36%) Land $6,000 Building $18,864	$621,600 (+45.72%) Land $150,000 Building $471,600
2023	$1,776.00 Additional exemption filed	$14,260 Land $3,844 Building $10,416	$426,573 Land $115,000 Building $311,573

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 177 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.