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45 Niagara St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 45 Niagara St, Fall River, MA 02721

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,733 sqft · built 1924
Lot Size0.247 acres (10,751 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Jul 2018)
Tax Bill$4,703 (2025)
Deeds & MortgagesApr 2022 Refinance
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNFALL M:0F-26 B:0000 L:0074

Property Details

APN / Parcel Number

Primary APNFALL M:0F-26 B:0000 L:0074
Alternative APN
  • M:0F=26 B:0000 L:0074

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,733 sqft Living Area
Gross Area2,961 sqft
Basement Area968 sqft
Unfinished Basement968 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,751 sqft (0.247 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address45 NIAGARA ST
CityFALL RIVER
StateMA
Zip02721-2739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN/A
Legal Lot Number74
JurisdictionFALL RIVER MA
Township / Civil DivisionFALL RIVER
Census Block Group3
Census Block3005
Census Tract640600

Owner

Source: Bristol County and Fall River City records · APN FALL M:0F-26 B:0000 L:0074

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 NIAGARA ST, FALL RIVER, MA 02721-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NEIGHBORHOOD HOUSING FINANCE CORP
Jul 24, 2018Quit Claim Deed, Transfer · FHA Mortgage
PACIFIC UNION FINCL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2018 · Amount on Record
Deed SaleJul 24, 2018 · Amount on Record
Deed Document Number201811912
Deed Book / Page9558 / 255
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address45 NIAGARA ST, FALL RIVER, MA 02721-2739
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010981-321
DateApr 14, 2022
Book Page10981/321
Instrument6993
Lender
NameNEIGHBORHOOD HOUSING FINANCE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFALL RIVER MA
Recording DateJul 24, 2018
Property Address45 NIAGARA ST, FALL RIVER, MA 02721-2739
Document Number9558-255
Book / Page9558 / 255
Instrument11912
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$31.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45 NIAGARA ST, FALL RIVER, MA 02721-2739

Mortgage

Document Number95580260
DateJul 24, 2018
Instrument09558/0260
Lender
NamePACIFIC UNION FINCL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2048

Tax Assessment & Valuation

Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
MunicipalityFall River City
Unified School DistrictFall River School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,703.00 (+5.4%)$410,700 (+5.77%) Land $112,800 Building $297,900$348,080 (-6.58%)
2024$4,462.00 (+3.72%)$388,300 (+10.75%) Land $108,700 Building $279,600$372,590
2023$4,302.00$350,600 Land $89,800 Building $260,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bristol County (25005C), as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 945 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA4095000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFALL RIVER WATER DEPARTMENT
serves 94,000 people
Water SourceSurface water
Last State InspectionJan 2025
Lead12 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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