45 Never Mind Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 45 Never Mind Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2021
Lot Size	1 acres (43,734 sqft)
Owner	Individual Name on File
Last Sale	$766,549 (May 2024)
Tax Bill	$14,107 (2025)
Deeds & Mortgages	May 2024 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0901-034-00002`

Property Details

APN / Parcel Number

Primary APN	`0901-034-00002`
Alternative APN	`318816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,792 sqft Living Area
Gross Area	4,051 sqft
1st Floor Area	1,792 sqft
2nd Floor Area	1,227 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,734 sqft (1 acres)
Lot Width	165 ft Width
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0901-034-00002
Street Address	45 NEVER MIND DR
City	GAINESVILLE
State	TX
Zip	76240-6663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADLER H 0901 ACRES 1.004
Legal Subdivision	SADLER H
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2062
Census Tract	200

Owner

Source: Cooke County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 NEVER MIND DR, GAINESVILLE, TX 76240-6663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Vendor's Lien, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 30, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	20243262
Deed Book / Page	2644 / 462
Prior Transfer Date	Mar 29, 2021
Prior Transfer Doc	002407/607
Record Updated	Sep 20, 2026

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 20, 2024
Property Address	45 NEVER MIND DR, GAINESVILLE, TX 76240-6663
Document Number	002644/462
Book / Page	2644 / 462
Instrument Date	May 17, 2024
Instrument	2024-3262
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 NEVER MIND DR, GAINESVILLE, TX 76240-6663

Mortgage

Document Number	0020243263
Date	May 20, 2024
Instrument	2024-3263

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 30, 2021
Property Address	45 NEVER MIND DR, GAINESVILLE, TX 76240-6663
Document Number	002407/607
Book / Page	2407 / 607
Instrument Date	Mar 29, 2021
Instrument	2602
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 ELLISON TRCE, ARGYLE, TX 76226-1369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14828 OLD STONEY RD, PONDER, TX 76259-4121
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002603
Date	Mar 30, 2021
Instrument	2603

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	1.8%
Index	1-Year LIBOR
Max Rate	1.8%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,107.00 (+7.09%) Homeowner's exemption	$1,268,558 (+18.6%) Land $600,970 Building $667,588	$1,268,558 (+18.6%) Land $600,970 Building $667,588
2024	$13,173.00 (+51.68%)
2023		$1,069,571 Land $491,573 Building $577,998	$1,069,571 Land $491,573 Building $577,998
2022	$8,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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