21 Never Mind Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 21 Never Mind Dr, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,681 sqft · built 2021
Lot Size	1.21 acres (52,882 sqft)
Owner	2 Individual Names on File
Last Sale	$1,361,587 (Jun 2023)
Tax Bill	$12,884 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0901-034-00000-MHL`

Property Details

APN / Parcel Number

Primary APN	`0901-034-00000-MHL`
Alternative APN	`69816`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,681 sqft Living Area
Gross Area	2,469 sqft
1st Floor Area	1,679 sqft
2nd Floor Area	690 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	52,882 sqft (1.21 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	170 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	25 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0901-034-00000-MHL
Street Address	21 NEVER MIND DR
City	GAINESVILLE
State	TX
Zip	76240-6663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADLER H 0901 ACRES 1.214
Legal Subdivision	SADLER H
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2062
Census Tract	200

Owner

Source: Cooke County records · APN 0901-034-00000-MHL

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1009 HAT CREEK RD, ARGYLE, TX 76226-1709
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Unknown FIRST STATE BANK
Oct 25, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Mar 31, 2005	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Jun 01, 2023	Vendor's Lien, Transfer · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Mar 30, 2021	Vendor's Lien, Transfer · ARM FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2023 · Amount on Record
Deed Sale	Jun 01, 2023 · Amount on Record
Prior Sale	May 31, 2023
Deed Document Number	20233716
Deed Book / Page	2582 / 569
Prior Transfer Date	Mar 11, 2005
Prior Transfer Doc	0000002648
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	21 NEVER MIND DR, GAINESVILLE, TX 76240-6663
Transaction Type	Mortgage
Record Updated	Jun 02, 2026
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002459/823
Date	Oct 25, 2021
Book Page	2459/823
Instrument	9316

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Unknown
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2022

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	21 NEVER MIND DR, GAINESVILLE, TX 76240-6663
Transaction Type	Mortgage
Record Updated	Jun 02, 2026
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BLUE HORIZON WAY, ARGYLE, TX 76226-3174

Mortgage

Document Number	002459/813
Date	Oct 25, 2021
Book Page	2459/813
Instrument	2021-09315

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Construction Mortgage

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	21 NEVER MIND DR, GAINESVILLE, TX 76240-6663
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002506/499
Date	Apr 29, 2022
Book Page	2506/499
Instrument	2022-3784

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	21 NEVER MIND DR, GAINESVILLE, TX 76240-6663
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001362/443
Date	Mar 31, 2005
Book Page	1362/443
Instrument	2005-00002649

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2035

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 01, 2023
Property Address	21 NEVER MIND DR, GAINESVILLE, TX 76240-6663
Document Number	002582/569
Book / Page	2582 / 569
Map Reference	VOL 2407 PG 625
Instrument Date	May 31, 2023
Instrument	2023-3716
Transaction Type	Transfer
Record Updated	Jun 02, 2026
Title Company	ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 HAT CREEK RD, BARTONVILLE, TX 76226-1709

Mortgage

Document Number	0020233717
Date	Jun 01, 2023
Instrument	2023-3717

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 30, 2021
Property Address	21 NEVER MIND DR, GAINESVILLE, TX 76240-6663
Document Number	002407/625
Book / Page	2407 / 625
Instrument Date	Mar 29, 2021
Instrument	2604
Transaction Type	Transfer
Record Updated	Jun 02, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4408 DURANGO LN, MCKINNEY, TX 75070-4416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 ELLISON TRCE, ARGYLE, TX 76226-1369

Mortgage

Document Number	0000002605
Date	Mar 30, 2021
Instrument	2605

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 01, 2026
Change Frequency	5 Years
Min Rate At Change	4.75%
Index	Prime Rate
Max Rate	18%

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,884.00 (+1.49%)	$1,086,809 (+24.93%) Land $644,697 Building $442,112	$1,086,809 (+24.93%) Land $644,697 Building $442,112
2024	$12,695.00 (+8.68%)
2023		$869,931 Land $521,439 Building $348,492	$869,931 Land $521,439 Building $348,492
2022	$11,681.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force 1 of 11 on primary residences
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Flood Events	Severe Storms, Tornadoes, Straight-line Winds And Flooding (Jun 2015), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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