45 Nancy St, Toccoa, GA 30577 Property Records

Stephens County property record for 45 Nancy St, Toccoa, GA 30577 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,905 sqft Heated Area
Lot Size	21,780 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2020)
Tax Bill	$3,360.00 (2025)

Owner

Source: Stephens County records · APN T37 066

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 NANCY ST, TOCCOA, GA 30577-6101
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2020 · Amount on Record
Deed Sale	Jun 08, 2020 · Amount on Record
Deed Doc Number	0001212230
Deed Book / Page	1212 / 230
Last Transfer Date	Jun 09, 2020
Transfer Doc	0012120230
Record Refreshed	Jun 08, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 09, 2020
Property Address	45 NANCY ST, TOCCOA, GA 30577-6101
Document Number	0012120230
Book / Page	001212 / 000230
Instrument Date	Jun 08, 2020
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 NANCY ST TOCCOA GA 305776101, TOCCOA, GA 30577-6101

Mortgage

Document Number	12120232
Date	Jun 09, 2020
Book Page	001212/000232

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 08, 2050

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,360.00 (+63.27%)	$96,325 (+65.54%) Land $2,711 Building $93,614	$240,813 (+65.54%) Land $6,778 Building $234,035
2023	$2,058.00 (+4.89%)	$58,189 (+4.85%) Land $2,711 Building $55,478	$145,472 (+4.85%) Land $6,778 Building $138,694
2022	$1,962.00	$55,496 Land $2,711 Building $52,785	$138,740 Land $6,778 Building $131,962

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 9% of Georgia
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`T37 066`
Alternative APN	`754400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,905 sqft Heated Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1996
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Foundation Type	Raised Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,780 sqft (0.5 acres)
Garage Area	300 sqft Garage

Exterior Amenities

Patio Area	180 sqft Patio
Porch	Porch
Porch Area	144 sqft Porch
Topography	Gentle Slope Topography
Canopy Area	240 sqft Canopy
Lean-To	70 sqft Lean-To
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Water Source	Commercial Water Source

Location & Zoning

Account Number	754400
Street Address	45 NANCY ST
City	TOCCOA
State	GA
Zip	30577-6101
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 10 & PT LOT 11 ADDINGTON S/D
Legal Subdivision	ADDINGTON
Legal Lot Number	10,11
Jurisdiction	STEPHENS GA
Minor Civil Division	TOCCOA
Census Blockgroup	1
Census Block	1025
Census Tract	970302