116 Nancy St, Toccoa, GA 30577 Property Records

Stephens County property record for 116 Nancy St, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,911 sqft · built 1973
Lot Size	2.92 acres (127,195 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Dec 2021)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T37 071`

Property Details

APN / Parcel Number

Primary APN	`T37 071`
Alternative APN	`796800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,911 sqft Heated Area
Attic Area	924 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	127,195 sqft (2.92 acres)
Terrain	Gentle Slope
Garage Area	441 sqft
Porch	Porch
Porch Area	498 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	796800
Street Address	116 NANCY ST
City	TOCCOA
State	GA
Zip	30577-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NANCY ST
Legal Subdivision	ADDINGTON SUB LAND
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1022
Census Tract	970302

Owner

Source: Stephens County records · APN T37 071

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	285 BIG A RD, TOCCOA, GA 30577-6019
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2022	Deed of Trust, Mortgage GEORGE MITCHELL ALLEN FOUNDATION
May 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage WATSON PROPERTIES
Aug 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Dec 10, 2021	Warranty Deed, Transfer
Jun 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF THE SOUTH
Sep 18, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	0001279157
Deed Book / Page	1279 / 157
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	116 NANCY ST, TOCCOA, GA 30577-6103
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 NANCY ST, TOCCOA, GA 30577-6103

Mortgage

Document Number	0013140000000333
Date	Nov 07, 2022
Book Page	0000001314/0000000333

Lender

Name	GEORGE MITCHELL ALLEN FOUNDATION

Agreement

Amount	Amount Recorded
Term	204 Months
Due	Jan 01, 2039

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	116 NANCY ST, TOCCOA, GA 30577-6103
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 NANCY ST, TOCCOA, GA 30577-6103

Mortgage

Document Number	0013310000000209
Date	May 23, 2023
Book Page	0000001331/0000000209

Lender

Name	WATSON PROPERTIES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2028

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	116 NANCY ST, TOCCOA, GA 30577-6103
Transaction Type	Mortgage
Record Updated	Oct 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 NANCY ST, TOCCOA, GA 30577-6103

Mortgage

Document Number	0013080000000299
Date	Aug 31, 2022
Book Page	0000001308/0000000299

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2027

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 10, 2021
Property Address	116 NANCY ST, TOCCOA, GA 30577-6103
Document Number	0012790157
Book / Page	1279 / 157
Instrument Date	Dec 10, 2021
Instrument	2021-001766
Transaction Type	Transfer
Record Updated	Jan 07, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BIG A RD, TOCCOA, GA 30577-6019

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	116 NANCY ST, TOCCOA, GA 30577-6103
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 NANCY ST, TOCCOA, GA 30577-6103

Mortgage

Document Number	0012560000000411
Date	Jun 24, 2021
Book Page	0000001256/0000000411

Lender

Name	CITIZENS BANK OF THE SOUTH

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2022

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 18, 2019
Property Address	116 NANCY ST, TOCCOA, GA 30577-6103
Document Number	0011890219
Book / Page	001189 / 000219
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	Oct 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 NANCY ST TOCCOA GA 305776103, TOCCOA, GA 30577-6103

Mortgage

Document Number	11890222
Date	Sep 18, 2019
Book Page	001189/000222

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,526.00 (+52.31%)	$101,087 (+54.42%) Land $9,494 Building $91,593	$252,717 (+54.42%) Land $23,734 Building $228,983
2023	$2,315.00 (+5.13%)	$65,461 (+5.11%) Land $9,494 Building $55,967	$163,651 (+5.11%) Land $23,734 Building $139,917
2022	$2,202.00	$62,280 Land $9,494 Building $52,786	$155,700 Land $23,734 Building $131,966

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020, other causes
Claims By Storm	Severe Storms And Flooding, Sep 2009 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: TruVista Communications, Uniti Group, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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