45 Middle Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 45 Middle Rd, Kennebunk, ME 04043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,683 sqft · built 1990
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$348,200 (Jul 2014)
Tax Bill$7,145 (2025)
Deeds & MortgagesMar 2021 Refinance
Flood ZoneZone X (minimal risk)
APNKENB M:004 L:003

Property Details

APN / Parcel Number

Primary APNKENB M:004 L:003
Alternative APNs
  • M:004 L:003 U:000
  • 1339

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,683 sqft Living Area
Gross Area6,376 sqft
1st Floor Area936 sqft
AtticAttic
Attic Area936 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1339
Street Address45 MIDDLE RD
CityKENNEBUNK
StateME
Zip04043-6200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
Legal Lot Number3
JurisdictionKENNEBUNK ME
Township / Civil DivisionKENNEBUNK
Census Block Group1
Census Block1013
Census Tract28001

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address45 MIDDLE RD, KENNEBUNK, ME 04043-6200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2014 · Amount on Record
Deed SaleJul 2, 2014 · Amount on Record
Deed Document Number201423856
Deed Book / Page16846 / 482
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address45 MIDDLE RD, KENNEBUNK, ME 04043-6200
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186010100
DateMar 24, 2021
Book Page18601/100
Instrument2021016701
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionKennebunk Town
Unified School DistrictRegional School Unit 21 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,145.00 (+0.72%)$725,400 (+73.33%) Land $201,900 Building $523,500
2024$7,094.00 (+5.99%)$418,500 (+0.36%) Land $81,200 Building $337,300
2023$6,693.00 (+9.94%)$417,000 (-) Land $81,200 Building $335,800$613,225
2022$6,088.00$417,000 Land $81,200 Building $335,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1978–2006)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Rd

Nearby Streets

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