38 Middle Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 38 Middle Rd, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1986
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Dec 2023)
Tax Bill	$5,723 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:004 L:024`

Property Details

APN / Parcel Number

Primary APN	`KENB M:004 L:024`
Alternative APNs	`M:004 L:024 U:000` `5112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
Gross Area	4,814 sqft
1st Floor Area	1,102 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5112
Street Address	38 MIDDLE RD
City	KENNEBUNK
State	ME
Zip	04043-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	24
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	1
Census Block	1015
Census Tract	28001

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 MIDDLE RD, KENNEBUNK, ME 04043-6203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC.
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Jul 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION
Dec 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Apr 22, 2020	Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 18, 2017	Warranty Deed, Transfer · FHA Mortgage CROSS COUNTRY MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	202338098
Deed Book / Page	19355 / 329
Prior Transfer Date	Apr 10, 2020
Prior Transfer Doc	0182250056
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	38 MIDDLE RD, KENNEBUNK, ME 04043-6203
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198710092
Date	Mar 27, 2026
Book Page	19871/92
Instrument	2026010189

Lender

Name	CMG MORTGAGE INC.

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	38 MIDDLE RD, KENNEBUNK, ME 04043-6203
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185610458
Date	Feb 17, 2021
Book Page	18561/458
Instrument	2021009375

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	38 MIDDLE RD, KENNEBUNK, ME 04043-6203
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190700372
Date	Jul 14, 2022
Book Page	19070/372
Instrument	2022029798

Lender

Name	CPORT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2047

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Dec 1, 2023
Property Address	38 MIDDLE RD, KENNEBUNK, ME 04043-6203
Document Number	0193550329
Book / Page	19355 / 329
Instrument Date	Dec 1, 2023
Instrument	2023038098
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1215 PAWTUCKET BLVD # UT34, UT34, LOWELL, MA 01854-1062

Mortgage

Document Number	2023038099
Date	Dec 1, 2023
Instrument	2023038099

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Apr 22, 2020
Property Address	38 MIDDLE RD, KENNEBUNK, ME 04043-6203
Document Number	0182250056
Book / Page	18225 / 56
Instrument Date	Apr 10, 2020
Instrument	2020017120
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MIDDLE RD, KENNEBUNK, ME 04043-6203

Mortgage

Document Number	0182250060
Date	Apr 22, 2020
Book Page	18225/60
Instrument	2020017121

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Aug 18, 2017
Property Address	38 MIDDLE RD, KENNEBUNK, ME 04043-6203
Document Number	0175410375
Book / Page	17541 / 0375
Instrument	2017034495
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017034496
Date	Aug 18, 2017
Instrument	2017034496

Lender

Name	CROSS COUNTRY MTG INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2047

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,723.00 (+9.8%)	$581,000 (+88.94%) Land $201,900 Building $379,100
2024	$5,212.00 (+9.13%)	$307,500 (+3.33%) Land $81,200 Building $226,300
2023	$4,776.00 (+9.92%)	$297,600 (-) Land $81,200 Building $216,400
2022	$4,345.00	$297,600 Land $81,200 Building $216,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures