40 Middle Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 40 Middle Rd, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,924 sqft · built 1986
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$216,900 (Nov 2014)
Tax Bill	$5,661 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:004 L:023`

Property Details

APN / Parcel Number

Primary APN	`KENB M:004 L:023`
Alternative APNs	`M:004 L:023 U:000` `920`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
Gross Area	3,533 sqft
1st Floor Area	1,074 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	920
Street Address	40 MIDDLE RD
City	KENNEBUNK
State	ME
Zip	04043-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	23
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	1
Census Block	1015
Census Tract	28001

Owner

Source: York County and Kennebunk Town records · APN KENB M:004 L:023

Assessment roll updated May 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 MIDDLE RD, KENNEBUNK, ME 04043-6203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 02, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Mar 27, 2017	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2014 · Amount on Record
Deed Sale	Nov 10, 2014 · Amount on Record
Prior Sale	Nov 10, 2014
Deed Document Number	201445798
Deed Book / Page	16921 / 197
Transfer Doc	16921-0165
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	40 MIDDLE RD, KENNEBUNK, ME 04043-6203
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185850770
Date	Mar 10, 2021
Book Page	18585/770
Instrument	2021013859

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Apr 01, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	40 MIDDLE RD, KENNEBUNK, ME 04043-6203
Document Number	0180700023
Instrument Date	Oct 02, 2019
Transaction Type	Mortgage
Record Updated	Nov 05, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 MIDDLE RD KENNEBUNK ME 040436203, KENNEBUNK, ME 04043-6203

Mortgage

Document Number	0180700023
Date	Oct 11, 2019
Book Page	018070/000023
Instrument	43566

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2044

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	40 MIDDLE RD, KENNEBUNK, ME 04043-6203
Document Number	0174460277
Book / Page	017446 / 000277
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	PHENIX TITLE SERVICES LLC, PHENIX TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MIDDLE RD KENNEBUNK ME 040436203, KENNEBUNK, ME 04043-6203

Mortgage

Document Number	0174460277
Date	Mar 31, 2017
Book Page	017446/000277
Instrument	12218

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: York County and Kennebunk Town records · Assessment roll updated May 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,661.00 (+5.36%)	$574,700 (+81.29%) Land $201,900 Building $372,800
2024	$5,373.00 (+5.6%)	$317,000 (-) Land $81,200 Building $235,800
2023	$5,088.00 (+9.94%)	$317,000 (-) Land $81,200 Building $235,800	$684,760
2022	$4,628.00	$317,000 Land $81,200 Building $235,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 40 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Rd

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