45 Maple St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 45 Maple St, Spencer, MA 01562

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,572 sqft · built 1890
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jan 2018)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U07 B:00180 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U07 B:00180 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,572 sqft Living Area
Gross Area	2,711 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	45 MAPLE ST
City	SPENCER
State	MA
Zip	01562-2579
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	180
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2008
Census Tract	726200

Owner

Source: Worcester County and Spencer Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302C PARTRIDGE HILL RD, CHARLTON, MA 01507-6743
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Prior Sale	Jun 26, 2003 · Amount on Record
Deed Document Number	20185502
Deed Book / Page	58331 / 65
Record Updated	Jun 8, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Jan 18, 2018
Property Address	45 MAPLE ST, SPENCER, MA 01562-2579
Document Number	58331-65
Book / Page	058331 / 000065
Instrument Date	Jan 16, 2018
Instrument	5502
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Amount	Amount Recorded
Tax	$866.40
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 PARTRIDGE HILL RD #C CHARLTON MA 015076704, C, CHARLTON, MA 01507-6704

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,310.00 (+11.04%)	$281,900 (+8.17%) Land $37,800 Building $244,100
2024	$2,981.00 (+4.74%)	$260,600 (+10.42%) Land $37,800 Building $222,800
2023	$2,846.00	$236,000 Land $37,800 Building $198,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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