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49 Maple St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 49 Maple St, Spencer, MA 01562

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 5 ba · 3,144 sqft · built 1890
Lot Size0.143 acres (6,229 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Sep 2019)
Tax Bill$37 (2025)
Deeds & MortgagesApr 2022 Mortgage
Dec 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNSPEN M:00U07 B:00182 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U07 B:00182 L:00000

Interior

Bedrooms5 Beds
Full Baths5 Baths
Units5 Units
Stories3 Stories
Building Area3,144 sqft Living Area
Gross Area5,158 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleHigh Rise
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address49 MAPLE ST
CitySPENCER
StateMA
Zip01562-2589
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block182
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group2
Census Block2008
Census Tract726200

Owner

Source: Worcester County and Spencer Town records · APN SPEN M:00U07 B:00182 L:00000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 686, SPENCER, MA 01562-0686
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Commercial Mortgage
CORNERSTONE BANK
Dec 18, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CORNERSTONE BANK
Sep 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2019 · Amount on Record
Deed SaleSep 10, 2019 · Amount on Record
Deed Document Number201992721
Deed Book / Page61027 / 176
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER MA
Property Address49 MAPLE ST, SPENCER, MA 01562-2589
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number067456-286
DateApr 19, 2022
Book Page67456/286
Instrument42765
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER MA
Property Address49 MAPLE ST, SPENCER, MA 01562-2589
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number61615-115
DateDec 18, 2019
Book Page61615/115
Instrument137752
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateSep 10, 2019
Property Address49 MAPLE ST, SPENCER, MA 01562-2589
Document Number61027-176
Book / Page061027 / 000176
Instrument DateSep 09, 2019
Instrument92721
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$912.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address169 NORTHWEST RD SPENCER MA 015621020, SPENCER, MA 01562-1020

Tax Assessment & Valuation

Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$37.00 (-98.91%)$320,700 (+8.2%) Land $35,100 Building $285,600
2024$3,391.00 (+11.62%)$296,400 (+17.67%) Land $35,100 Building $261,300
2023$3,038.00$251,900 Land $35,100 Building $216,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 422 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPENCER WATER DEPARTMENT
serves 7,037 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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