41 1/2 Maple St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 41 1/2 Maple St, Spencer, MA 01562

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 2,188 sqft · built 1880
Lot Size	0.062 acres (2,686 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Mar 2022)
Tax Bill	$35 (2025)
Deeds & Mortgages	Jun 2021 Refinance Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U07 B:00178 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U07 B:00178 L:00000`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Units	4 Units
Stories	3 Stories
Building Area	2,188 sqft Living Area
Gross Area	3,876 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	High Rise
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,686 sqft (0.062 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	41 1/2 MAPLE ST
City	SPENCER
State	MA
Zip	01562-2588
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	178
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2008
Census Tract	726200

Owner

Source: Worcester County and Spencer Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 ARNOLD AVE, CRANSTON, RI 02905-3814
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK
Mar 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMEXPRESS MORTGAGE CORPORATION
Mar 8, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage VELOCITY COM'L CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Mar 8, 2019 · Amount on Record
Deed Book / Page	67365 / 100
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	41 1/2 MAPLE ST, SPENCER, MA 01562-2588
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065434-55
Date	Jun 21, 2021
Book Page	65434/55
Instrument	85729

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Mar 31, 2022
Property Address	41 1/2 MAPLE ST, SPENCER, MA 01562-2588
Document Number	067365-100
Book / Page	67365 / 100
Instrument Date	Mar 31, 2022
Instrument	36094
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	168 ARNOLD AVE, CRANSTON, RI 02905-3816

Mortgage

Document Number	0000036095
Date	Mar 31, 2022
Instrument	36095

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Mar 8, 2019
Property Address	41 1/2 MAPLE ST, SPENCER, MA 01562-2588
Document Number	60128-383
Book / Page	060128 / 000383
Instrument Date	Mar 5, 2019
Instrument	20728
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 1/2 MAPLE ST SPENCER MA 015622588, SPENCER, MA 01562-2588

Mortgage

Document Number	60129-1
Date	Mar 8, 2019
Book Page	060129/000001
Instrument	20729

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	41 1/2 MAPLE ST, SPENCER, MA 01562-2588
Document Number	58235-106
Book / Page	058235 / 000106
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	58235-106
Date	Dec 22, 2017
Book Page	058235/000106
Instrument	143998

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35.00 (-98.92%)	$301,700 (+6.87%) Land $30,000 Building $271,700	$392,065
2024	$3,230.00 (+8.64%)	$282,300 (+14.52%) Land $30,000 Building $252,300
2023	$2,973.00	$246,500 Land $30,000 Building $216,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Maple St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures