45 Luzerne Dr, Ocean View, DE 19970 Property Records

Sussex County property record for 45 Luzerne Dr, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,216 sqft · built 2017
Lot Size	0.164 acres (7,126 sqft)
Owner	Individual Name on Record
Last Sale	$392,195 (Apr 2018)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Feb 2021 Refinance Feb 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`134-16.00-863.00`

Property Details

APN / Parcel Number

Primary APN	`134-16.00-863.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,216 sqft Living Area
Flooring	Ceramic Tile
Elevator	Elevator

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,126 sqft (0.164 acres)
Lot Dimensions	125 ft deep x 57 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 LUZERNE DR
City	OCEAN VIEW
State	DE
Zip	19970-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	SILVER WOODS LOT 15 PHASE 1
Legal Subdivision	OCEAN VIEW
Legal Phase	1
Legal Lot Number	15
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2014
Census Tract	51302

Owner

Source: Sussex County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Feb 3, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FARMERS BK/WILLARDS
Mar 30, 2018	Deed of Trust, Mortgage SIERRA PACIFIC MTG
Mar 23, 2018	Grant Deed
Dec 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2018 · Amount on Record
Deed Sale	Apr 5, 2018 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	201811773
Deed Book / Page	4866 / 29
Last Transfer Date	Jan 23, 2021
Transfer Doc	0054030148
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	45 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193770043
Date	Feb 3, 2021
Book Page	19377/43
Instrument	20210000007482

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Feb 3, 2021
Property Address	45 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0054030148
Book / Page	5403 / 148
Instrument Date	Jan 23, 2021
Instrument	20210000007481
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 LUZERNE DR, OCEAN VIEW, DE 19970-4249

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 21, 2018
Property Address	45 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0169730199
Book / Page	016973 / 000199
Instrument Date	Jun 14, 2018
Instrument	22407
Transaction Type	Construction Loan
Record Updated	Oct 31, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 449 BETHANY BEACH DE 199300449, BETHANY BEACH, DE 19930-0449

Mortgage

Document Number	169730199
Date	Jun 21, 2018
Book Page	016973/000199
Instrument	22407

Lender

Name	FARMERS BK/WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	45 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0168250166
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LUZERNE DR OCEAN VIEW DE 199704249, OCEAN VIEW, DE 19970-4249

Mortgage

Document Number	0168250166
Date	Apr 5, 2018
Book Page	016825/000166
Instrument	11775

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

March 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 23, 2018
Property Address	45 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0048580286
Book / Page	004858 / 000286
Instrument Date	Mar 22, 2018
Instrument	10309
Record Updated	Aug 6, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32445 ROYAL BLVD #1 DAGSBORO DE 199393860, 1, DAGSBORO, DE 19939-3860
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 13, 2017
Property Address	45 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0048130109
Book / Page	004813 / 000109
Instrument Date	Dec 6, 2017
Instrument	46671
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32445 ROYAL BLVD #1 DAGSBORO DE 19939, 1, DAGSBORO, DE 19939
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Ocean View Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,275.00 (-0.08%)	$3,750 (-) Land $3,750	$575,500 (+867.23%) Land $118,200 Building $457,300
2023	$1,276.00	$3,750 Land $3,750	$59,500 Land $7,500 Building $52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2010–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Bloosurf.

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