40 Luzerne Dr, Ocean View, DE 19970 Property Records

Sussex County property record for 40 Luzerne Dr, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,604 sqft · built 2018
Lot Size	0.176 acres (7,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,271 (Aug 2018)
Tax Bill	$1,004 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134-16.00-896.00`

Property Details

APN / Parcel Number

Primary APN	`134-16.00-896.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,653 sqft (0.176 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 LUZERNE DR
City	OCEAN VIEW
State	DE
Zip	19970-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	SILVER WOODS LOT 48 PHASE 1
Legal Subdivision	OCEAN VIEW
Legal Phase	1
Legal Lot Number	48
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2012
Census Tract	51302

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	563 FAIRMOUNT RD, LINTHICUM HEIGHTS, MD 21090-2839
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 8, 2018	Deed, Transfer
Jun 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FARMERS BK/WILLARDS
May 8, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Document Number	201828831
Deed Book / Page	4930 / 326
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0048830087
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	40 LUZERNE DR, OCEAN VIEW, DE 19970-4250
Document Number	0187530269
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	40 LUZERNE DR OCEAN VIEW DE 199704250, OCEAN VIEW, DE 19970-4250

Mortgage

Document Number	0187530269
Date	Sep 2, 2020
Book Page	018753/000269
Instrument	40297

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2048

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 8, 2018
Property Address	40 LUZERNE DR, OCEAN VIEW, DE 19970-4250
Document Number	0049300326
Book / Page	4930 / 326
Instrument Date	Aug 6, 2018
Instrument	000000028831
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 FAIRMOUNT RD, LINTHICUM, MD 21090-2839

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 21, 2018
Property Address	40 LUZERNE DR, OCEAN VIEW, DE 19970-4250
Document Number	0169730199
Book / Page	016973 / 000199
Instrument Date	Jun 14, 2018
Instrument	22407
Transaction Type	Construction Loan
Record Updated	Oct 31, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 449 BETHANY BEACH DE 199300449, BETHANY BEACH, DE 19930-0449

Mortgage

Document Number	169730199
Date	Jun 21, 2018
Book Page	016973/000199
Instrument	22407

Lender

Name	FARMERS BK/WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	May 8, 2018
Property Address	40 LUZERNE DR, OCEAN VIEW, DE 19970-4250
Document Number	0048830087
Book / Page	004883 / 000087
Instrument Date	May 4, 2018
Instrument	16394
Transaction Type	Transfer
Record Updated	Sep 10, 2018

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32445 ROYAL BLVD #1 DAGSBORO DE 199393860, 1, DAGSBORO, DE 19939-3860
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Ocean View Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,004.00 (-0.59%)	$3,750 (-) Land $3,750	$460,600 (-) Land $122,100 Building $338,500
2025	$1,010.00 (-10.06%)	$3,750 (-) Land $3,750	$460,600 (+769.06%) Land $122,100 Building $338,500
2023	$1,123.00	$3,750 Land $3,750	$53,000 Land $7,500 Building $45,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2010–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bloosurf.

Cell Coverage

5G (outdoors only) and 4G LTE

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