38 Luzerne Dr, Ocean View, DE 19970 Property Records

Sussex County property record for 38 Luzerne Dr, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,082 sqft · built 2018
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$391,430 (Jan 2019)
Tax Bill	$1,138 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-16.00-897.00`

Property Details

APN / Parcel Number

Primary APN	`134-16.00-897.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,082 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	125 ft deep x 69 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	256 sqft
Porch	Slab
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 LUZERNE DR
City	OCEAN VIEW
State	DE
Zip	19970-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	SILVER WOODS LOT 49 PHASE 1
Legal Subdivision	OCEAN VIEW
Legal Phase	1
Legal Lot Number	49
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2012
Census Tract	51302

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 LUZERNE DR, OCEAN VIEW, DE 19970-4250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 25, 2019	Deed, Transfer
Sep 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	20192888
Deed Book / Page	5008 / 256
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38 LUZERNE DR, OCEAN VIEW, DE 19970-4250
Document Number	0177880141
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LUZERNE DR CLARKSVILLE DE 199704250, CLARKSVILLE, DE 19970-4250

Mortgage

Document Number	0177880141
Date	Sep 12, 2019
Book Page	017788/000141
Instrument	33585

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 11, 2029

Interest

Rate	5%

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jan 25, 2019
Property Address	38 LUZERNE DR, OCEAN VIEW, DE 19970-4250
Document Number	0050080256
Book / Page	5008 / 256
Instrument Date	Jan 22, 2019
Instrument	20190000002888
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 E 84TH ST, CLEVELAND, OH 44103-4257

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 11, 2018
Property Address	38 LUZERNE DR, OCEAN VIEW, DE 19970-4250
Document Number	0049460346
Book / Page	004946 / 000346
Instrument Date	Sep 7, 2018
Instrument	32845
Transaction Type	Transfer
Record Updated	Oct 22, 2018

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32445 ROYAL BLVD #1 DAGSBORO DE 199393860, 1, DAGSBORO, DE 19939-3860
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Ocean View Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,138.00 (-0.61%)	$3,750 (-) Land $3,750	$518,500 (-) Land $129,400 Building $389,100
2025	$1,145.00 (-11.72%)	$3,750 (-) Land $3,750	$518,500 (+751.4%) Land $129,400 Building $389,100
2023	$1,297.00	$3,750 Land $3,750	$60,900 Land $7,500 Building $53,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2010–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bloosurf.

Cell Coverage

5G (outdoors only) and 4G LTE

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