Hampden County and West Springfield Town City property record for 45 Labelle St, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,424 sqft · built 1920 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,900 (Jan 2016) |
| Tax Bill | $3,937 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-00650-R2-001 |
| Primary APN | 340-00650-R2-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,424 sqft Living Area |
| Gross Area | 3,004 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,511 sqft (0.402 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 340-00650-R2-001 |
|---|---|
| Street Address | 45 LABELLE ST |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 650 |
| Legal Lot Number | R2 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 812202 |
45 Labelle St is owned and occupied by an individual who bought it in January 2016.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 LABELLE ST, WEST SPRINGFIELD, MA 01089-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2016 · Amount on File |
| Deed Sale | Jan 21, 2016 · Amount on File |
| Prior Sale | Aug 18, 2015 · Amount on File |
| Deed Document Number | 20163636 |
| Deed Book / Page | 21035 / 543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 45 LABELLE ST, WEST SPRINGFIELD, MA 01089-1115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00024570-6 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 24570/6 |
| Instrument | 32720 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Jun 1, 2029 |
| Index | 1-Year CMT |
The 2026 property tax bill for 45 Labelle St was $3,937, up 0.8% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,937.00 (+0.79%) | $280,800 (+6.89%) Land $114,200 Building $166,600 | $287,185 (-3.94%) |
| 2025 | $3,906.00 (+9.53%) | $262,700 (+9.09%) Land $103,800 Building $158,900 | $298,965 |
| 2024 | $3,566.00 (+4.64%) | $240,800 (+9.8%) Land $103,800 Building $137,000 | |
| 2023 | $3,408.00 | $219,300 Land $101,700 Building $117,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Labelle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Labelle St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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