40 Labelle St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 40 Labelle St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1930
Lot Size	0.541 acres (23,577 sqft)
Owner	Individual Name on File
Last Sale	$7,500 (Mar 2013)
Tax Bill	$4,910 (2026)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-00550-R2-001`

Property Details

APN / Parcel Number

Primary APN	`340-00550-R2-001`
Alternative APN	`WSPR M:00340 B:00550 L:000R2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,590 sqft Living Area
Gross Area	3,400 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,577 sqft (0.541 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	340-00550-R2-001
Street Address	40 LABELLE ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	550
Legal Lot Number	R2
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2004
Census Tract	812202

Owner

40 Labelle St is owned and occupied by an individual who bought it in March 2013.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	40 LABELLE ST, WEST SPRINGFIELD, MA 01089-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2013 · Amount on File
Deed Sale	Mar 18, 2013 · Amount on File
Prior Sale	Nov 27, 2001 · Amount on File
Deed Document Number	20131
Deed Book / Page	19732 / 566
Transfer Doc	19732-566
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	40 LABELLE ST, WEST SPRINGFIELD, MA 01089-1116
Document Number	22265-189
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LABELLE ST WEST SPRINGFIELD MA 010891116, WEST SPRINGFIELD, MA 01089-1116

Mortgage

Document Number	22265-189
Date	Jul 13, 2018
Book Page	022265/000189
Instrument	40476

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 40 Labelle St was $4,910, up 11.5% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,910.00 (+11.54%)	$350,200 (+18.31%) Land $117,900 Building $232,300	$335,789 (-4.34%)
2025	$4,402.00 (-3.61%)	$296,000 (-4.02%) Land $107,300 Building $188,700	$351,025
2024	$4,567.00 (+9.28%)	$308,400 (+14.69%) Land $107,300 Building $201,100
2023	$4,179.00	$268,900 Land $105,200 Building $163,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Labelle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Labelle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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