45 Highland Ave, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 45 Highland Ave, Ripon, WI 54971 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1964
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on File
Last Sale	$75,600 (Jul 2018)
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-HL-160-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-HL-160-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Game Room	Game Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	13.2 ft deep x 7.9 ft wide
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	45 HIGHLAND AVE
City	RIPON
State	WI
Zip	54971-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S16 T16N R14E HIGHLAND HEIGHTS LOT 16
Legal Range	14E
Legal Township	16N
Legal Section	16
Legal Subdivision	HIGHLAND HEIGHTS
Legal Lot Number	16
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	1
Census Block	1035
Census Tract	41600

Owner

Source: Fond Du Lac County records · APN RIP-16-14-99-HL-160-00

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 HIGHLAND AVE, RIPON, WI 54971-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FORTIFI BANK
Jul 16, 2018	Warranty Deed, Transfer MARILYN RUECKERT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	20181101523
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	45 HIGHLAND AVE, RIPON, WI 54971-1025
Transaction Type	Mortgage
Record Updated	Jan 06, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001216211
Date	Nov 17, 2025
Instrument	1216211

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2045

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	45 HIGHLAND AVE, RIPON, WI 54971-1025
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001182666
Date	Apr 27, 2023
Instrument	1182666

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	May 18, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	45 HIGHLAND AVE, RIPON, WI 54971-1025
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001166649
Date	Feb 23, 2022
Instrument	1166649

Lender

Name	FORTIFI BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 16, 2018
Property Address	45 HIGHLAND AVE, RIPON, WI 54971-1025
Document Number	0001101523
Instrument Date	Jul 05, 2018
Instrument	1101523
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$226.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001101659
Date	Jul 16, 2018
Instrument	1101659

Lender

Name	MARILYN RUECKERT
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,241.00 (+14.81%)	$100,500 (-) Land $20,500 Building $80,000	$155,006 (+31.28%) Land $31,618 Building $123,388
2023	$1,952.00 Homeowner's exemption	$100,500 Land $20,500 Building $80,000	$118,069 Land $24,084 Building $93,985

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fond Du Lac County (55039C), updated December 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 390 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Bertram Communications	Fixed Wireless (unlicensed)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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