Sullivan County and Rockland Town property record for 45 Gulf Rd, Roscoe, NY 12776
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 768 sqft · built 1969 |
| Lot Size | 0.182 acres (7,946 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,014 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 484400 33.-1-58.1 |
| Primary APN | 484400 33.-1-58.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,946 sqft (0.182 acres) |
| Lot Dimensions | 63.2 ft deep x 125 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 45 GULF RD |
|---|---|
| City | ROSCOE |
| State | NY |
| Zip | 12776-5119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Block | 1 |
| Legal Lot Number | 58.001 |
| Jurisdiction | SULLIVAN NY |
| Township / Civil Division | ROCKLAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950201 |
45 Gulf Rd is owned and occupied by an individual.
Source: Sullivan County and Rockland Town records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 GULF RD, ROSCOE, NY 12776-5119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 45 GULF RD, ROSCOE, NY 12776-5119 |
| Document Number | 0000001776 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 45 GULF RD ROSCOE NY 127765119, ROSCOE, NY 12776-5119 |
| Document Number | 0000001776 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 1776 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2047 |
The 2025 property tax bill for 45 Gulf Rd was $3,014 with a homeowner's exemption.
Source: Sullivan County and Rockland Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Rockland Town |
| Unified School District | Roscoe Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,014.00 | $55,900 Land $12,600 Building $43,300 | $162,000 Land $36,515 Building $125,485 |
| 2023 | $55,900 (-) Land $12,600 Building $43,300 | $130,300 (+22.37%) Land $29,370 Building $100,930 | |
| 2022 | Homeowner's exemption | $55,900 Land $12,600 Building $43,300 | $106,476 Land $24,000 Building $82,476 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Gulf Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 5 (1996–2026) |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Gulf Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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