45 Gerald Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 45 Gerald Rd, Marblehead, MA 01945 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1987
Square Footage	4,248 sqft Living Area
Lot Size	10,603 sqft (0.243 acres)
Occupancy	Owner Occupied
Last Sale	$645,000 (1998)
Tax Bill	$11,326.00 (2025)

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0049 B:0016 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 GERALD RD, MARBLEHEAD, MA 01945-2069
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 1998 · Amount on Record
Deed Sale	Jul 29, 1998 · Amount on Record
Deed Book / Page	41983 / 161
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	45 GERALD RD, MARBLEHEAD, MA 01945-2069
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39476-369
Date	Feb 01, 2021
Book Page	39476/369
Instrument	20210201001820

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,326.00 (+10.47%)	$1,251,500 (+9.37%) Land $605,700 Building $645,800	$1,271,860
2024	$10,253.00 (-2.73%)	$1,144,300 (+8.56%) Land $612,500 Building $531,800
2023	$10,541.00	$1,054,100 Land $585,600 Building $468,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`MARB M:0049 B:0016 L:0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	4,248 sqft Living Area
Gross Area	5,480 sqft Gross Area
Basement Area	1,248 sqft Basement
Finished Basement	1,135 sqft Finished
Unfinished Basement	113 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,603 sqft (0.243 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	45 GERALD RD
City	MARBLEHEAD
State	MA
Zip	01945-2069
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	16
Jurisdiction	MARBLEHEAD MA
Minor Civil Division	MARBLEHEAD
Census Blockgroup	4
Census Block	4011
Census Tract	203100