Essex County and Marblehead Town property record for 38 Gerald Rd, Marblehead, MA 01945 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 6,825 sqft · built 1987 |
| Lot Size | 0.665 acres (28,989 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $535,000 (May 1988) |
| Tax Bill | $19,522 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0049 B:0012 L:0 |
| Primary APN | MARB M:0049 B:0012 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,825 sqft Living Area |
| Gross Area | 8,706 sqft |
| Basement Area | 3,480 sqft |
| Finished Basement | 1,778 sqft |
| Unfinished Basement | 1,702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 28,989 sqft (0.665 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 38 GERALD RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records · APN MARB M:0049 B:0012 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 38 GERALD RD, MARBLEHEAD, MA 01945-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 22, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK |
| Nov 19, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 1988 · Amount on Record |
| Deed Sale | May 26, 1988 · Amount on Record |
| Last Transfer Date | Sep 21, 2025 |
| Transfer Doc | 042961-362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Sep 22, 2025 |
| Property Address | 38 GERALD RD, MARBLEHEAD, MA 01945-2044 |
| Document Number | 042961-362 |
| Book / Page | 42961 / 362 |
| Instrument Date | Sep 21, 2025 |
| Instrument | 20250922003110 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 GERALD RD, MARBLEHEAD, MA 01945-2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 38 GERALD RD, MARBLEHEAD, MA 01945-2044 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 040503-378 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 40503/378 |
| Instrument | 20211119005130 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Nov 19, 2021 |
| Property Address | 38 GERALD RD, MARBLEHEAD, MA 01945-2044 |
| Document Number | 40503-375 |
| Book / Page | 40503 / 375 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 20211119005120 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 GERALD RD, MARBLEHEAD, MA 01945-2044 |
| Document Number | 40503-378 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 40503/378 |
| Instrument | 20211119005130 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,522.00 (+7.24%) | $2,157,100 (+6.17%) Land $895,300 Building $1,261,800 | $1,969,350 |
| 2024 | $18,204.00 (-2.06%) | $2,031,700 (+9.31%) Land $905,300 Building $1,126,400 | |
| 2023 | $18,586.00 | $1,858,600 Land $865,500 Building $993,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092031004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1978–2013) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Dec 2013, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 445 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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