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39 Gerald Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 39 Gerald Rd, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 4,640 sqft · built 1987
Lot Size0.23 acres (10,014 sqft)
Owner2 Individual Names on File
Last Sale$819,000 (Aug 2016)
Tax Bill$11,895 (2025)
Deeds & MortgagesJul 2017 Mortgage
Nov 2020 Refinance
Flood ZoneZone X (minimal risk)
APNMARB M:0049 B:0040 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0049 B:0040 L:0

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,640 sqft Living Area
Gross Area6,178 sqft
Basement Area1,680 sqft
Unfinished Basement420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,014 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address39 GERALD RD
CityMARBLEHEAD
StateMA
Zip01945-2068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMARBLEHEAD
Legal Block40
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group4
Census Block4014
Census Tract203100

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0049 B:0040 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address39 GERALD RD, MARBLEHEAD, MA 01945-2068
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2017Deed of Trust, Mortgage · Closed-End Mortgage
CENTURY BANK & TRUST CO
Nov 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2016 · Amount on Record
Deed SaleAug 19, 2016 · Amount on Record
Prior SaleOct 27, 2000 · Amount on Record
Deed Book / Page35188 / 553
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address39 GERALD RD, MARBLEHEAD, MA 01945-2068
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36061-1
DateJul 31, 2017
Book Page36061/1
Instrument263
Lender
NameCENTURY BANK & TRUST CO
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2037

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address39 GERALD RD, MARBLEHEAD, MA 01945-2068
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39214-496
DateNov 23, 2020
Book Page39214/496
Instrument20201123005370
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,895.00 (+7.81%)$1,314,400 (+6.74%) Land $596,500 Building $717,900$1,339,310
2024$11,033.00 (-2.3%)$1,231,400 (+9.04%) Land $603,100 Building $628,300
2023$11,293.00$1,129,300 Land $576,600 Building $552,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092031004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims14 (1978–2013)
Claims Outside the SFHA7 of 14
Most Recent ClaimDec 2013, river or lake flooding
Claims By Storm
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 445 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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