45 Fruit St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 45 Fruit St, Worcester, MA 01609 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Triplex
Bedrooms7 Beds
Bathrooms3 Baths
Year BuiltBuilt 1890
Square Footage3,782 sqft Living Area
Lot Size4,796 sqft (0.11 acres)
GarageBasement
Last Sale$750,000 (2021)
Tax Bill$8,258.00 (2025)

Owner

Source: Worcester County and Worcester City records · APN 2-040-00018

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address69 ELM ST, MALDEN, MA 02148-3804
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
HANSCOM FCU
Jun 11, 2020Deed of Trust, Mortgage · Stand Alone Refinance
COUNTRY BANK
Mar 06, 2018Deed of Trust, Mortgage
COUNTRY BANK
Oct 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
SIPPEWISSETT FNCL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Prior SaleSep 29, 2011 · Amount on Record
Deed Doc Number2021129748
Deed Book / Page66070 / 278
Record RefreshedJun 08, 2026

September 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionWORCESTER MA
Recording DateSep 15, 2021
Property Address45 FRUIT ST, WORCESTER, MA 01609-3318
Document Number66070-278
Book / Page66070 / 278
Instrument DateSep 15, 2021
Instrument129748
Transaction TypeTransfer
Record UpdatedOct 01, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 ELM ST, MALDEN, MA 02148-3804

Mortgage

Document Number129752
DateSep 15, 2021
Instrument129752
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address45 FRUIT ST, WORCESTER, MA 01609-3318
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62573-136
DateJun 11, 2020
Book Page62573/136
Instrument61031
Lender
NameCOUNTRY BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address45 FRUIT ST, WORCESTER, MA 01609-3318
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number58513-143
DateMar 06, 2018
Book Page58513/143
Instrument21460
Lender
NameCOUNTRY BANK
TypeBank
Agreement
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address45 FRUIT ST, WORCESTER, MA 01609-3318
Document Number57894-180
Book / Page057894 / 000180
Instrument DateOct 17, 2017
Transaction TypeMortgage
Record UpdatedNov 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number57894-180
DateOct 17, 2017
Book Page057894/000180
Instrument66
Lender
NameSIPPEWISSETT FNCL
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,258.00 (+11.13%)$626,100 (+20.82%) Land $78,800 Building $547,300
2023$7,431.00$518,200 Land $68,600 Building $449,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN2-040-00018
Alternative APN
  • WORC M:02 B:040 L:00018

Interior

Bedrooms7 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Building Area3,782 sqft Living Area
Gross Area6,576 sqft Gross Area
1st Floor1,531 sqft 1st Floor
Basement Area1,440 sqft Basement
Unfinished Basement1,440 sqft Unfinished
Stories3 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeStone Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,796 sqft (0.11 acres)
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Heating SystemSteam Heating

Location & Zoning

Account Number2-040-00018
Street Address45 FRUIT ST
CityWORCESTER
StateMA
Zip01609-3318
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Triplex
Legal Block40
Legal Lot Number18
JurisdictionWORCESTER MA
Minor Civil DivisionWORCESTER
Census Blockgroup1
Census Block1009
Census Tract731601

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