Worcester County and Worcester City property record for 40 Fruit St, Worcester, MA 01609 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,779 sqft · built 1910 |
| Lot Size | 0.173 acres (7,516 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,151 (2025) |
| Deeds & Mortgages | May 2023 Refinance Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-040-00034 |
| Primary APN | 2-040-00034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Building Area | 3,779 sqft Living Area |
| Gross Area | 6,341 sqft Gross Area |
| 1st Floor Area | 1,808 sqft 1st Floor |
| Basement Area | 1,664 sqft Basement |
| Unfinished Basement | 1,664 sqft Unfinished |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,516 sqft (0.173 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|
| Account Number | 2-040-00034 |
|---|---|
| Street Address | 40 FRUIT ST |
| City | WORCESTER |
| State | MA |
| Zip | 01609-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 40 |
| Legal Lot Number | 34 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 731601 |
Source: Worcester County and Worcester City records · APN 2-040-00034
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 FRUIT ST, WORCESTER, MA 01609-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SOFI BANK NA |
| Mar 10, 2020 | Deed of Trust, Mortgage · Balloon Mortgage GFA FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 40 FRUIT ST, WORCESTER, MA 01609-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069157-233 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 69157/233 |
| Instrument | 39065 |
| Name | SOFI BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 40 FRUIT ST, WORCESTER, MA 01609-2112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62021-103 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 62021/103 |
| Instrument | 25320 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2040 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,151.00 (+6.33%) | $618,000 (+15.6%) Land $97,700 Building $520,300 | $601,445 (+11.72%) |
| 2024 | $538,365 | ||
| 2023 | $7,666.00 | $534,600 Land $85,000 Building $449,600 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lincoln Estate-Elm Park Historic District listed 1980 · 61 contributing resources · NRIS 80000570 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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