Groton Town property record for 45 Front St, Groton, CT 06340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,484 sqft · built 1840 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (May 2002) |
| Tax Bill | $8,531 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:260820909704 |
| Primary APN | GROT M:260820909704 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 260820909704 |
|---|---|
| Street Address | 45 FRONT ST |
| City | GROTON |
| State | CT |
| Zip | 06340-5715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 702900 |
Source: Groton Town records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 FRONT ST, GROTON, CT 06340-5715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2002 · Amount on File |
| Deed Sale | May 2, 2002 · Amount on File |
| Deed Book / Page | 770 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Jul 13, 2026 |
| Property Address | 45 FRONT ST, GROTON, CT 06340-5715 |
| Document Number | 1340000952 |
| Book / Page | 1340 / 952 |
| Instrument Date | Jun 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 FRONT ST, GROTON, CT 06340-5715 |
| Document Number | 1340000952, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 1340/952 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 45 FRONT ST, GROTON, CT 06340-5715 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001269-618 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 1269/618 |
| Instrument | 5111150005 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2046 |
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,531.00 | $323,400 (-) Land $231,378 Building $92,022 | $226,380 Land $161,965 Building $64,415 |
| 2024 | $8,531.00 (+11.74%) | ||
| 2023 | $7,635.00 (+2.07%) | $323,400 (-) Land $191,940 Building $131,460 | |
| 2022 | $7,480.00 | $323,400 Land $191,940 Building $131,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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