31 Front St, Groton, CT 06340 Property Records

Groton Town property record for 31 Front St, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,166 sqft · built 1843
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Sep 2017)
Tax Bill	$15,698 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`GROT M:260820908574`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260820908574`
Alternative APNs	`260820908574` `146151000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1843
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	260820908574
Street Address	31 FRONT ST
City	GROTON
State	CT
Zip	06340-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1004
Census Tract	702900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Noank Historic District listed 1979 · 219 contributing resources · NRIS 79002656

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

31 Front St is owned and occupied by two individuals who bought it in September 2017.

Source: Groton Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 FRONT ST, GROTON, CT 06340-5715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Oct 12, 2017	Deed of Trust, Mortgage · ARM BERKSHIRE BANK
Sep 29, 2017	Warranty Deed, Transfer BERKSHIRE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Oct 5, 2004 · Amount on File
Deed Document Number	20174847030003
Deed Book / Page	1190 / 494
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	31 FRONT ST, GROTON, CT 06340-5715
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001322-786
Date	Jun 16, 2025
Book Page	1322/786

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	31 FRONT ST, GROTON, CT 06340-5715
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1191-75
Date	Oct 12, 2017
Book Page	1191/75
Instrument	4849070014

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Margin	3

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Sep 29, 2017
Property Address	31 FRONT ST, GROTON, CT 06340-5715
Document Number	001190-494
Book / Page	1190 / 494
Instrument	4847030003
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0011900497
Date	Sep 29, 2017
Instrument	01190/0497

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2047

Interest

Rate	2.88%
Max Rate At Change	0.12%
Margin	3
Max Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 31 Front St was $15,698.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,698.00	$595,070 Land $326,844 Building $268,226	$416,549 Land $228,791 Building $187,758
2024	$15,698.00 (+11.73%)
2023	$14,050.00 (+2.08%)	$595,070 (-) Land $211,890 Building $383,180
2022	$13,764.00	$595,070 Land $211,890 Building $383,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Front St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOANK FIRE DISTRICT serves 1,947 people · EPA ID CT0590031
Water Source	Purchased surface water from GROTON UTILITIES
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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