45 Francesca Ave, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 45 Francesca Ave, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 3,847 sqft · built 1900
Lot Size	0.112 acres (4,859 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Jun 2026)
Tax Bill	$15,633 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-C-15`

Property Details

APN / Parcel Number

Primary APN	`20-C-15`
Alternative APNs	`SOME M:20 B:C L:15` `19631190`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,847 sqft Living Area
Gross Area	5,742 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,859 sqft (0.112 acres)
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	19631190
Street Address	45 FRANCESCA AVE
City	SOMERVILLE
State	MA
Zip	02144-2001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	C
Legal Lot Number	15
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4004
Census Tract	350400

Owner

45 Francesca Ave, a duplex, is owned and occupied by two individuals who bought it in June 2026.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 FRANCESCA AVE, SOMERVILLE, MA 02144-2001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Deed Document Number	202674758
Deed Book / Page	85769 / 88
Prior Transfer Date	Jun 17, 2026
Prior Transfer Doc	0000074758
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jun 22, 2026
Property Address	45 FRANCESCA AVE, SOMERVILLE, MA 02144-2001
Document Number	0000074758
Book / Page	85769 / 88
Instrument Date	Jun 17, 2026
Instrument	202674758
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 FRANCESCA AVE, SOMERVILLE, MA 02144-2001

Mortgage

Date	Jun 22, 2026

Lender

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2033
Index	1-Year CMT
Margin	3
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 45 Francesca Ave was $15,633, up 5.4% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,633.00 (+5.41%)	$1,423,800 (+4.74%) Land $802,300 Building $621,500	$1,530,907
2025	$14,831.00 (+4.52%)	$1,359,400 (+0.78%) Land $764,000 Building $595,400
2024	$14,190.00 (+4.8%)	$1,348,900 (+3.01%) Land $764,000 Building $584,900
2023	$13,540.00	$1,309,500 Land $764,000 Building $545,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Francesca Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Francesca Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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