43 Francesca Ave, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 43 Francesca Ave, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	4 bd · 6 ba · 3,902 sqft · built 1910
Lot Size	0.112 acres (4,892 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Sep 2018)
Tax Bill	$16,626 (2026)
Deeds & Mortgages	Jan 2022 Refinance Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-C-14`

Property Details

APN / Parcel Number

Primary APN	`20-C-14`
Alternative APNs	`SOME M:20 B:C L:14` `18590077`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,902 sqft Living Area
Gross Area	6,117 sqft
Basement Area	1,464 sqft
Unfinished Basement	1,464 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,892 sqft (0.112 acres)
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18590077
Street Address	43 FRANCESCA AVE
City	SOMERVILLE
State	MA
Zip	02144-2001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	C
Legal Lot Number	14
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4004
Census Tract	350400

Owner

43 Francesca Ave, a duplex, is owned by an individual who bought it in September 2018.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	41 FRANCESCA AVE, SOMERVILLE, MA 02144-2001
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TREMONT CREDIT UNION
Sep 27, 2018	Quit Claim Deed, Transfer FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Deed Book / Page	71673 / 29
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	43 FRANCESCA AVE, SOMERVILLE, MA 02144-2001
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079548-382
Date	Jan 18, 2022
Book Page	79548/382
Instrument	9315

Lender

Name	TREMONT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Sep 27, 2018
Property Address	43 FRANCESCA AVE, SOMERVILLE, MA 02144-2001
Document Number	71673-29
Book / Page	071673 / 000029
Instrument Date	Sep 24, 2018
Instrument	149254
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,928.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41-43 FRANCESCA AVE SOMERVILLE MA 021442001, SOMERVILLE, MA 02144-2001

Mortgage

Document Number	71673-31
Date	Sep 27, 2018
Book Page	071673/000031
Instrument	149255

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 43 Francesca Ave was $16,626, up 8.1% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,626.00 (+8.05%)	$1,514,200 (+7.36%) Land $803,400 Building $710,800	$1,441,257
2025	$15,387.00 (+4.57%)	$1,410,400 (+0.83%) Land $765,100 Building $645,300
2024	$14,715.00 (+22.52%)	$1,398,800 (+20.43%) Land $765,100 Building $633,700
2023	$12,010.00	$1,161,500 Land $765,100 Building $396,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Francesca Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 Francesca Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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