45 Elm St, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 45 Elm St, Webster, MA 01570

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,316 sqft · built 1910
Lot Size	0.444 acres (19,362 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Apr 2021)
Tax Bill	$4,590 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0013L B:8`

Property Details

APN / Parcel Number

Primary APN	`M:0013L B:8`
Alternative APNs	`WEBS M:13 B:L P:8` `1761`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,316 sqft Living Area
Gross Area	5,590 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,362 sqft (0.444 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1761
Street Address	45 ELM ST
City	WEBSTER
State	MA
Zip	01570-2184
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MR-12,
Legal Block	L
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3006
Census Tract	754400

Owner

Source: Worcester County and Webster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 ELM ST, WEBSTER, MA 01570-2184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	202145225
Deed Book / Page	64838 / 274
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Apr 1, 2021
Property Address	45 ELM ST, WEBSTER, MA 01570-2184
Document Number	064838-274
Book / Page	64838 / 274
Instrument Date	Apr 1, 2021
Instrument	45225
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E CENTRAL ST, WORCESTER, MA 01605-3039

Mortgage

Document Number	0000045226
Date	Apr 1, 2021
Instrument	45226

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,590.00 (+4.34%)	$386,400 (+6.98%) Land $64,900 Building $321,500	$721,669
2024	$4,399.00	$361,200 Land $62,500 Building $298,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20