Worcester County and Webster Town property record for 44 Elm St, Webster, MA 01570
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6 bd · 2 ba · 2,392 sqft · built 1989 |
| Lot Size | 0.239 acres (10,395 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Aug 1989) |
| Tax Bill | $4,731 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0013M B:8 |
| Primary APN | M:0013M B:8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Total Area |
| Gross Area | 4,530 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,395 sqft (0.239 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1778 |
|---|---|
| Street Address | 44 ELM ST |
| City | WEBSTER |
| State | MA |
| Zip | 01570 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | MR-12, |
| Legal Block | M |
| Jurisdiction | WEBSTER MA |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 754400 |
Source: Worcester County and Webster Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 ELM ST, WEBSTER, MA 01570 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 1989 · Amount on Record |
| Deed Sale | Aug 24, 1989 · Amount on Record |
| Prior Sale | Jul 21, 1988 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER MA |
| Property Address | 44 ELM ST, WEBSTER, MA 01570 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069263-341 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 69263/341 |
| Instrument | 47271 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jul 1, 2033 |
| Index | Other |
| Margin | 3 |
Source: Worcester County and Webster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Webster Town |
| Unified School District | Webster School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,731.00 (+4.53%) | $398,200 (+7.16%) Land $58,100 Building $340,100 |
| 2024 | $4,526.00 (+17.16%) | $371,600 (+20.26%) Land $55,900 Building $315,700 |
| 2023 | $3,863.00 | $309,000 Land $48,300 Building $260,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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