Worcester County and Webster Town property record for 40 Elm St, Webster, MA 01570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,716 sqft · built 1875 |
| Lot Size | 0.423 acres (18,447 sqft) |
| Owner | Individual Name on File |
| Last Sale | $348,000 (Jan 2023) |
| Tax Bill | $4,538 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0013M B:9 |
| Primary APN | M:0013M B:9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 3,068 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,447 sqft (0.423 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1779 |
|---|---|
| Street Address | 40 ELM ST |
| City | WEBSTER |
| State | MA |
| Zip | 01570-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR-12, |
| Legal Block | M |
| Jurisdiction | WEBSTER MA |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 754400 |
40 Elm St is owned and occupied by an individual who bought it in January 2023.
Source: Worcester County and Webster Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 ELM ST, WEBSTER, MA 01570-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC |
| Jan 31, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Nov 7, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Apr 16, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on File |
| Deed Sale | Jan 31, 2023 · Amount on File |
| Prior Sale | Nov 7, 2019 · Amount on File |
| Deed Book / Page | 68788 / 265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER MA |
| Property Address | 40 ELM ST, WEBSTER, MA 01570-2625 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067118-320 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 67118/320 |
| Instrument | 17996 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEBSTER MA |
| Recording Date | Jan 31, 2023 |
| Property Address | 40 ELM ST, WEBSTER, MA 01570-2625 |
| Document Number | 068788-265 |
| Book / Page | 68788 / 265 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 9826 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 ELM ST, WEBSTER, MA 01570-2625 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009827 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 9827 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEBSTER MA |
| Recording Date | Nov 7, 2019 |
| Property Address | 40 ELM ST, WEBSTER, MA 01570-2625 |
| Document Number | 61383-172 |
| Book / Page | 61383 / 172 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 119697 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 ELM ST, WEBSTER, MA 01570-2625 |
| Document Number | 119698 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 119698 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEBSTER MA |
| Recording Date | Apr 16, 2019 |
| Property Address | 40 ELM ST, WEBSTER, MA 01570-2625 |
| Document Number | 60273-1 |
| Book / Page | 060273 / 000001 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 32645 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $250.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 967 N MAIN ST RANDOLPH MA 023683056, RANDOLPH, MA 02368-3056 |
The 2025 property tax bill for 40 Elm St was $4,538, up 2.8% from the year before.
Source: Worcester County and Webster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Webster Town |
| Unified School District | Webster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,538.00 (+2.76%) | $382,000 (+5.35%) Land $64,200 Building $317,800 | $374,870 (+2.57%) |
| 2024 | $4,416.00 (+10.59%) | $362,600 (+13.53%) Land $61,800 Building $300,800 | $365,465 |
| 2023 | $3,993.00 | $319,400 Land $53,500 Building $265,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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