45 Edwards Cir, Union, MO 63084 Property Records

Franklin County property record for 45 Edwards Cir, Union, MO 63084 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1978
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-34.0-2-007-100.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-34.0-2-007-100.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,068 sqft (0.3 acres)
Patio Area	144 sqft

Location & Zoning

Street Address	45 EDWARDS CIR
City	UNION
State	MO
Zip	63084-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:20,PT19&PT21 UNION HILLS 4
Legal Range	01W
Legal Township	43
Legal Section	34
Legal Quarter	NW
Legal Subdivision	UNION HILLS
Legal Block	7
Legal Lot Number	19,20
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1034
Census Tract	800605

Owner

Source: Franklin County records · APN 17-8-34.0-2-007-100.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1005 UNION AVE, UNION, MO 63084-1239
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Apr 16, 2020	Deed of Trust, Mortgage UNITED BK/UNION
Jul 26, 2018	Warranty Deed, Transfer OTHER
Feb 05, 2018	Grant Deed, Transfer FRANKLIN COUNTY TITLE
Dec 12, 2017	Grant Deed, Transfer ATTORNEY ONLY
Apr 05, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 05, 2018
Deed Sale	Feb 05, 2018
Deed Document Number	1801506
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	45 EDWARDS CIR, UNION, MO 63084-2044
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002515126
Date	Nov 25, 2025
Instrument	2515126

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	45 EDWARDS CIR, UNION, MO 63084-2044
Transaction Type	Mortgage
Record Updated	Mar 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002202823
Date	Feb 23, 2022
Instrument	2202823

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	45 EDWARDS CIR, UNION, MO 63084-2044
Document Number	0000005511
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EDWARDS CIR UNION MO 630842044, UNION, MO 63084-2044

Mortgage

Document Number	0000005511
Date	Apr 21, 2020
Instrument	5511

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 26, 2018
Property Address	45 EDWARDS CIR, UNION, MO 63084-2044
Document Number	0000010355
Instrument Date	Jul 26, 2018
Instrument	10355
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 EDWARDS CIR UNION MO 630842044, UNION, MO 63084-2044

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 05, 2018
Property Address	45 EDWARDS CIR, UNION, MO 63084-2044
Document Number	0000001506
Instrument Date	Feb 02, 2018
Instrument	1506
Transaction Type	Transfer
Record Updated	Feb 09, 2018
Title Company	FRANKLIN COUNTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 UNION AVE UNION MO 630841239, UNION, MO 63084-1239

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 12, 2017
Property Address	45 EDWARDS CIR, UNION, MO 63084-2044
Document Number	0000018793
Instrument Date	Apr 07, 2017
Instrument	18793
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 05, 2017
Property Address	45 EDWARDS CIR, UNION, MO 63084-2044
Document Number	0000004924
Instrument Date	Mar 27, 2017
Instrument	4924
Transaction Type	Foreclosure
Record Updated	Apr 10, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,212.00 (+11.94%)	$37,101 (+12.89%)	$195,270 (+12.89%) Land $27,300 Building $167,970
2023	$1,976.00 (+1.91%)	$32,864	$172,970 Land $27,300 Building $145,670
2022	$1,939.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718006051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 326 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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