Franklin County property record for 40 Edwards Cir, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,427 sqft · built 1978 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,249 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-34.0-2-007-103.000 |
| Primary APN | 17-8-34.0-2-007-103.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 17,424 sqft (0.4 acres) |
| Shed | 1 Shed |
| Street Address | 40 EDWARDS CIR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:17 UNION HILLS 4 |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 34 |
| Legal Subdivision | UNION HILLS |
| Legal Lot Number | 17 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 800605 |
Source: Franklin County records, as of April 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 EDWARDS CIR, UNION, MO 63084-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION |
| Mar 27, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2026 |
| Transfer Doc | 0002603879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 17, 2026 |
| Property Address | 40 EDWARDS CIR, UNION, MO 63084-2044 |
| Document Number | 0002612507 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 20262612507 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0002612507, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 20262612507 |
| Name | UNITED BANK OF UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 27, 2026 |
| Property Address | 40 EDWARDS CIR, UNION, MO 63084-2044 |
| Document Number | 0002603879 |
| Map Reference | PB M PG 15 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2603879 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1642 WILD CHERRY PARK DR, FENTON, MO 63026-2644 |
| Name | Verified Name |
|---|---|
| Address | 1642 WILD CHERRY PARK DR, FENTON, MO 63026-2644 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,249.00 (+11.56%) | $37,721 (+12.49%) | $198,530 (+12.49%) Land $29,120 Building $169,410 |
| 2023 | $2,016.00 (+2.18%) | $33,533 | $176,490 Land $29,120 Building $147,370 |
| 2022 | $1,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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