45 Earnhardt Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 45 Earnhardt Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,142 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2025)
Tax Bill	$1,538 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`723-03049-000`

Property Details

APN / Parcel Number

Primary APN	`723-03049-000`
Alternative APN	`29173`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,142 sqft Living Area
1st Floor Area	2,142 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Attached
Garage Area	529 sqft
Driveway	Driveway
Driveway Area	760 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	402 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45 EARNHARDT CIR
City	CABOT
State	AR
Zip	72023-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:49 CITY/MUNI/TWP:CABOT SUBD:SOUTHERN COMFORT ESTATES I SEC/TWN/RNG/MER:SEC 30 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	30
Legal Subdivision	SOUTHERN COMFORT ESTATES I
Legal Lot Number	49
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1016
Census Tract	20206

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 EARNHARDT CIR, CABOT, AR 72023-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 9, 2022	Re-recorded Document LENDERS TITLE COMPANY
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Oct 19, 2022 · Amount on Record
Deed Document Number	2025-10259
Deed Book / Page	2025 / 10259
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 30, 2025
Property Address	45 EARNHARDT CIR, CABOT, AR 72023-5047
Document Number	0000010259
Book / Page	2025 / 10259
Instrument Date	Oct 10, 2025
Instrument	2025-10259
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEYS TITLE GROUP LLC, ATTORNEYS TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 EARNHARDT CIR, CABOT, AR 72023-5047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EARNHARDT CIR, CABOT, AR 72023-5047

Mortgage

Document Number	0202510260
Date	Oct 30, 2025
Instrument	2025-10260

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	45 EARNHARDT CIR, CABOT, AR 72023-5047
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006864
Date	Jul 1, 2020
Book Page	2020/6864
Instrument	2020-06864

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	249 Months
Due	Apr 1, 2041

December 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LONOKE AR
Recording Date	Dec 9, 2022
Property Address	45 EARNHARDT CIR, CABOT, AR 72023-5047
Document Number	0000013959
Book / Page	2022 / 13959
Instrument Date	Nov 12, 2022
Instrument	2022-13959
Record Updated	Nov 20, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EARNHARDT CIR, CABOT, AR 72023-5047

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 19, 2022
Property Address	45 EARNHARDT CIR, CABOT, AR 72023-5047
Document Number	0000012369
Book / Page	2022 / 12369
Instrument Date	Oct 12, 2022
Instrument	2022-12369
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EARNHARDT CIR, CABOT, AR 72023-5047

Mortgage

Document Number	0202212370
Date	Oct 19, 2022
Instrument	2022-12370

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,040 (-) Land $5,500 Building $34,540
2024	$1,538.00 (-4.65%)
2023	$1,613.00 Homeowner's exemption	$40,040 Land $5,500 Building $34,540	$200,200 Land $27,500 Building $172,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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