Lonoke County property record for 39 Earnhardt Cir, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,337 sqft · built 2005 |
| Owner | Individual Name on File |
| Last Sale | $281,000 (Jul 2023) |
| Tax Bill | $1,635 (2024) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Aug 2019 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 723-03046-000 |
| Primary APN | 723-03046-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,337 sqft Living Area |
| 1st Floor Area | 2,337 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Driveway | Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 238 sqft |
| Patio Area | 371 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 39 EARNHARDT CIR |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-5047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:46 CITY/MUNI/TWP:CABOT SUBD:SOUTHERN COMFORT ESTATES I SEC/TWN/RNG/MER:SEC 30 TWN 04N RNG 09W |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 30 |
| Legal Subdivision | SOUTHERN COMFORT ESTATES I |
| Legal Lot Number | 46 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20206 |
Source: Lonoke County records · APN 723-03046-000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 39 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage ENCORE BANK NA |
| Aug 07, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| May 21, 2019 | Warranty Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS NAT'L BK |
| Jan 31, 2019 | Grant Deed, Construction Loan · Construction Mortgage FIRST ST BK |
| Aug 29, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 10, 2017 | Loan Modification, Mortgage · FHA Mortgage NATIONSTAR MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2023 · Amount on Record |
| Deed Sale | Jul 07, 2023 · Amount on Record |
| Prior Sale | Aug 29, 2018 · Amount on Record |
| Deed Document Number | 2023-05898 |
| Deed Book / Page | 2023 / 5898 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Jul 07, 2023 |
| Property Address | 39 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0000005898 |
| Book / Page | 2023 / 5898 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023-05898 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $927.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Name | Verified Name |
|---|---|
| Address | 39 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0202305899 |
|---|---|
| Date | Jul 07, 2023 |
| Instrument | 2023-05899 |
| Name | ENCORE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Oct 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Aug 07, 2019 |
| Property Address | 39 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0000007808 |
| Instrument Date | Aug 02, 2019 |
| Instrument | 7808 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | CABOT TITLE COMPANY INC, CABOT TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 EARNHARDT CIR CABOT AR 720235047, CABOT, AR 72023-5047 |
| Document Number | 7809 |
|---|---|
| Date | Aug 07, 2019 |
| Instrument | 7809 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2049 |
| Document Number | 7810, |
|---|---|
| Date | Aug 07, 2019 |
| Instrument | 7810 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | LITTLE ROCK, AR 72201 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 06, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | May 21, 2019 |
| Property Address | 39 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0000004748 |
| Instrument Date | May 15, 2019 |
| Instrument | 4748 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 14, 2019 |
| Title Company | PRO LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3304 LITTLE ROCK AR 722033304, LITTLE ROCK, AR 72203-3304 |
| Document Number | 4749 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 4749 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DEWITT, AR 72042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 20, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Jan 31, 2019 |
| Property Address | 39 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0000000991 |
| Instrument Date | Jan 07, 2019 |
| Instrument | 991 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 22, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/AR LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $506.55 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 39 EARNHARDT CIR CABOT AR 720235047, CABOT, AR 72023-5047 |
| Document Number | 992 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 992 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | RUSSELLVILLE, AR 72812 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 30, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Aug 29, 2018 |
| Property Address | 39 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0000008429 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 8429 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 39 EARNHARDT CIR CABOT AR 720235047, CABOT, AR 72023-5047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 39 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0000008471 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 39 EARNHARDT CIR CABOT AR 720235047, CABOT, AR 72023-5047 |
| Document Number | 0000008471 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 8471 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,960 (-) Land $5,500 Building $36,460 | ||
| 2024 | $1,635.00 (-4.39%) | ||
| 2023 | $1,710.00 (-2.84%) Homeowner's exemption | $41,960 (-) Land $5,500 Building $36,460 | $209,800 (-) Land $27,500 Building $182,300 |
| 2022 | $1,760.00 Homeowner's exemption | $41,960 Land $5,500 Building $36,460 | $209,800 Land $27,500 Building $182,300 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| First Electric Cooperative Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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